In 2026, the USDA loan limit for Kirksville in Adair county, MO, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates, and determine the income, credit, reserves, and documents essential for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the best program for your financial needs in .
2026 loan limits and down payment requirements in Kirksville, Adair, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Kirksville, MO
Lendersa® aims to swiftly provide the best USDA or FHA loan options, hassle-free. Choose one of three starting strategies that connect you with lenders offering USDA loan programs.
The USDA home loan is a government-backed loan from the Department of Agriculture, also called a USDA rural development loan or mortgage, offered exclusively in rural areas. Unlike FHA loans mandating a 3.5% minimum down payment, USDA loans require none.
The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
Alliant Bank strongly believes we are partners with our communities. Helping those in our communities pursue their dreams is what we are all about. Our goal is to be the place you come to when you set out to achieve your dreams.
No matter what you are trying to achieve; buying a new home
We believe in providing quality service beyond what is traditionally expected. At Connections Bank, you are guaranteed to find friendly customer service representatives to assist you with your lending and savings. We have an experienced lending staff offering a wide range of both consumer and commercial loan products.
farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
Mission of Putnam County State Bank is to be a growing & profitable locally owned & directed community bank that provides the benefits of a big city financial institution with the personal service of a small town banking partner. It is our goal to provide unparalleled individual, business & agricultural service by having a friendly, well trained.
The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
Bank of Brookfield-Purdin has full service bank facilities in Brookfield, Purdin, and Meadville in Linn County and in Winigan located in the southeast corner of Sullivan County, all locally owned, managed, and staffed with individuals living in each of these communities who want you to bank with us.
MA Bank opened its doors for business in 1893 after the founder, Jett Dearing, rode on horseback to sell stock to local businessmen and farmers. MA Bank has always been locally owned and takes great pride in serving the needs of our community. We have never forgotten that it was local people that gave us our start.
The Horizon Credit Union was chartered in July of 1954 by Missouri Department of Transportation employees and Missouri State Highway Patrol employees. The two groups came together to form a credit union that would provide themselves and their coworkers a place to save and borrow money.
