USDA Vs. FHA Pro and Con comparison in Trenton, Grundy County, MO

For the year 2025, if you're looking at the USDA loan limit in Trenton, located in the county of Grundy, MO, it stands at $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.

Explore today’s top rates by utilizing the Lendersa® USDA loan calculator, which compares USDA against FHA, allowing you to evaluate the necessary income, credit, reserves, and paperwork needed for qualification. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA options side-by-side to guide you in choosing the best program in according to your financial circumstances.

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2025 Loan Limits and Down Payment Details in Trenton, County of Grundy, MO

Type of Loan Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Trenton, MO

The mission of Lendersa® is to facilitate your access to the ideal USDA or FHA loan efficiently and with ease. Choose from three approaches to match with lenders and relevant USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in MO

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA mortgages requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MORTGAGE MAX INC
  • 1015 Chestnut Ave, Carlsbad, CA, 92008
  • Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well. We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
  • M H Loans Corporation
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
  • The Compliance Group Inc
  • 1901 Camino Vida Roble, Suite 115, Carlsbad, CA, 92008
  • With over 20 years of combined experience on the front line of lending our qualified team of compliance professionals speak the mortgage language and are able to hear what our clients truly need to gain compliance “know-how” and build a solid foundation for a successful business. As part of our core business strategy,
  • J P Mortgage Co
  • 3071 Jefferson St., Carlsbad, CA, 92008
  • We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
  • Janus Mortgage
  • 2588 El Camino Real, Carlsbad, CA, 92008
  • "Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace. We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
  • In Park Lending
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.
  • Bankore Financial, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • Blackstone Financial, Inc. understands that obtaining a mortgage can be a complicated and intimidating process. That’s why we are on your side. We develop residential and commercial mortgage and financing strategies that are customized for your specific needs. We do not provide template and cookie-cutter solutions.
  • Fitzpatrick Capital
  • 1921 Palomar Oaks Way, Suite 201, Carlsbad, CA, 92008
  • Fitzpatrick Capital was founded in 2003 and has grown to be one of the most reputable mortgage companies in the greater San Diego area. Meghan and the Fitzpatrick Capital team take pride in assuring that all clients are represented and served in the finest way possible. A master of her Industry
  • Lineage Lending
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards