In 2025, the USDA loan limit for Macon, located in Macon, MO, is $336,500. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the qualifying income, credit score, reserves, and necessary documents. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help decide which plan fits your financial needs in
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| Type of Loan | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and identify suitable USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, a USDA loan requires zero down payment, providing significant advantages for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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