FHA Vs. USDA loan program for Macon, Macon County, Missouri

In 2025, the USDA loan limit for Macon, located in Macon, MO, is $336,500. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the qualifying income, credit score, reserves, and necessary documents. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help decide which plan fits your financial needs in .

USDA and FHA Loan Choices in Macon, MO

The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and identify suitable USDA programs.

Lendersa USDA loan request and matching results overview

What Defines a USDA Loan in MO?

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, a USDA loan requires zero down payment, providing significant advantages for eligible applicants.

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(660) 593-3313 Lender's profile and map Reviews Home Savings and Loan Association, F.A. 210 E Second Street, Norborne, MO, 64668 Home Savings & Loan Association of Carroll County is a federally chartered savings association that has been serving our community since 1919. We pride ourselves in offering friendly personalized service to our customers. We offer a variety of services including real estate loans, auto loans, certificates of deposit, IRA’s, checking accounts.
(660) 645-2222 Lender's profile and map Reviews Pony Express Bank 213 Main St, Braymer, MO, 64624 Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
(641) 437-4500 Lender's profile and map Reviews Iowa Trust and Savings Bank 200 North 10th Street, Centerville, IA, 52544 Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
(319) 524-8133 Lender's profile and map Reviews The Hub-Co Credit Union 310 Bank Street, Keokuk, IA, 52632 The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.
(573) 324-2233 Lender's profile and map Reviews Community State Bank 117 W Church, Bowling Green, MO, 63334 Community State Bank of Missouri has celebrated over 130 years of filling the financial service needs of Pike and Lincoln County neighbors. The bank was founded in 1887 as the Bank of Curryville. According to a centennial history of the bank published in the Bowling Green Times in 1987
(217) 593-7756 Lender's profile and map Reviews Farmers State Bank of Camp Point 206 East Wood, Camp Point, IL, 62320 Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri
(573) 754-6221 Lender's profile and map Reviews The Mercantile Bank of Louisiana, Missouri 222 Georgia Street, Louisiana, MO, 63353 The Mercantile Bank of Louisiana MO was established in 1880 with capital of $50,000 and occupied as its banking house the building on the northeast corner of Third and Georgia Streets, directly opposite the present bank. The original officers of The Mercantile Bank were Stuart Carkener, President; R. H. Goodman,
(660) 433-2004 Lender's profile and map Reviews The Tipton Latham Bank, National Association 800 US-50, Tipton, MO, 65081 The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards
(816) 583-2143 Lender's profile and map Reviews The Hamilton Bank 111 North Davis Street, Hamilton, MO, 64644 By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
(660) 463-2194 Lender's profile and map Reviews State Bank of Missouri 101 NW 2nd St, Concordia, MO, 64020 State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
(573) 893-5665 Lender's profile and map Reviews Farmers Bank of Lohman, Missouri 103 Lomo Drive, Jefferson City, MO, 65109 Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
(573) 632-2848 Lender's profile and map Reviews Highway Alliance Credit Union 2010 William Street, Jefferson City, MO, 65109 Highway Alliance Credit Union has been open since 1958. The credit union has assets totaling $24.93 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.