In 2026, the USDA loan limit for Macon, located in Macon, MO, is $336,500. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the qualifying income, credit score, reserves, and necessary documents. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help decide which plan fits your financial needs in .
2026 Loan Limits and Downpayment Requirements in Macon, Macon, MO
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Macon, MO
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and identify suitable USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, a USDA loan requires zero down payment, providing significant advantages for eligible applicants.
Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.
Community State Bank of Missouri has celebrated over 130 years of filling the financial service needs of Pike and Lincoln County neighbors. The bank was founded in 1887 as the Bank of Curryville. According to a centennial history of the bank published in the Bowling Green Times in 1987
Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri
By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
2915 W Truman Boulevard, Jefferson City, MO, 65109
Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
Bothwell Hospital Employees Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in. We will treat all members with respect and dignity and will offer honest, fair deals to all members at all times.
