USDA Vs. FHA your options comparison in Lake-St.-Louis, St. Charles County, MO
For 2025, the USDA loan limit in Lake-St.-Louis, situated in St. Charles county, MO, is $285,000. The FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates, determining required income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side, allowing you to choose which one is best for your financial situation in .
2025 loan limits and down payment specifications in Lake-St.-Louis, St. Charles, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Lake-St.-Louis, MO
Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points that match you with lenders offering USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need none.
1401 North Central Expressway, Suite 100, Richardson, TX, 75080
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
24050 Commerce Park, Suite 204, Beachwood, OH, 44120
We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.
2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.
The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
Dominion Bank was founded on the premise that a superior team of seasoned bankers can out-perform the competition. CEO Thomas J. Mastor, CFO R. Michael Russell, Dallas President Stephanie Velasquez, along with their proven team of bankers, formed Dominion Bank with an initial capitalization of over $50 million raised from local investors.
Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.
Certified Funding, L.P. is a pioneer in second lien lending. Since 1985
we have provided purchase money second liens, equity liens and home
improvement loans for Mortgage Brokers and Mortgage Bankers. As an
independently owned and operated business, we are constantly
striving to provide innovative programs and competitive products.
IKON Mortgage is founded with passion and the heart of serving. We strive to keep the mortgage experience simple, efficient, and enjoyable for our clients. IKON Mortgage is here to serve you whether you are looking for the best rates in town with a quick and easy closing, or searching for a trustworthy and experienced mortgage loan officer to guide
