USDA and FHA Pro and Con in Lake-St.-Louis, St. Charles County, MO
For 2025, the USDA loan limit in Lake-St.-Louis, situated in St. Charles county, MO, is $285,000. The FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates, determining required income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side, allowing you to choose which one is best for your financial situation in .
2025 loan limits and down payment specifications in Lake-St.-Louis, St. Charles, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Lake-St.-Louis, MO
Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points that match you with lenders offering USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need none.
800 North Rainbow Blvd, Suite 206, Las Vegas, NV, 89107
Mortgage Ride started in 2019 to provide decades of experience and wealth knowledge to share within this industry even more than that; we wanted to create a place where homebuyers could feel comfortable with a local lender, get expert advice and feel like they were treated like family. Our approach to creating a fun environment.
500 N Rainbow Blvd, Suite 300, Las Vegas, NV, 89107
At Nevada Home Loans we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life. We help our loan officers grow in their current roles and dream about what’s next.We take pride in the fact that our loan officers are changing the lives of the people
We have a unique way to handle every file we receive. It is the best way to get clients funded. Except for our company, no other will do this. We do our loans inside out. That means, we seek an underwriter’s approval before a loan application is submitted. This approach ensures that time will not be wasted. After all, wasting time is wasting money.
5715 W Sahara Ave, Suite 103, Las Vegas, NV, 89146
We started Las Vegas Finance as a better option than other places that only finance payday loans. We are a company that emphasizes fair, honest, and friendly service. We report the good credit you build when paying off your loan with us.
We provide installment loans for fair, and even bad credit.
WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.
6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.
6655 West Sahara Avenue, Suite D114, Las Vegas, NV, 89146
We pride ourselves on ensuring that our Customers are totally satisfied with our Services and get the best Loan possible. Picking the right mortgage firm can be challenging. You want a firm that has experience, industry knowledge, and, of course, innovative ideas. Our firm has the background and knowledge to help you or your company succeed.
2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business
6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.
