USDA Vs. FHA your options comparison in Wentzville, St. Charles County, MO
In 2025, the USDA loan cap in Wentzville, located within St. Charles County, MO, is $336,500, whereas the FHA ceiling for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the ideal program for your financial situation in .
Loan Limits and Down Payment Requirements in Wentzville, St. Charles County, MO for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Wentzville, MO
Lendersa® aims to quickly secure you the best USDA or FHA loans without hassle. Select one of three starting points that result in matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
Galaxy Lending Group, LLC provides home loans and personalized mortgage counseling to Arizona, Colorado, Oregon, Texas and Washington residents looking for a reputable and responsible mortgage lender. With two decades of experience in residential lending, we can find the right loan at a competitive rate even in today's tough economy.
VIP wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves.
9590 E. Ironwood Square Drive, Suite 222, Scottsdale, AZ, 85258
Top Flite Financial Inc was started in an eighty square foot home office in 2002 by Tim and Tracie Baise. Since its inception, Top Flite has grown to more than 60 retail office locations nationwide, with roughly 340 employees in 34 states. The same husband and wife team who launched the company are still the first employees in the door every day,
7377 East Doubletree Ranch Road, Suite 190, Scottsdale, AZ, 85258
INCA Capital is a direct source of private capital for financing all types of real estate in the Southwest including Arizona, California, Colorado, Nevada and Utah. With over 75 years’ experience in real estate financing, construction and development, we are able to originate, underwrite, structure and fund all types of real estate loans.
17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015.
We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.
We are an investment property advisement firm specializing in structured financing, placement of debt, equity, and other commercial real estate related services. Investment property advisement firm specializing in creative funding instruments for high value residential properties and nonprofit commercial real-estate.
D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.
