In 2025, the USDA loan cap in Wentzville, located within St. Charles County, MO, is $336,500, whereas the FHA ceiling for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the ideal program for your financial situation in .
Loan Limits and Down Payment Requirements in Wentzville, St. Charles County, MO for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Wentzville, MO
Lendersa® aims to quickly secure you the best USDA or FHA loans without hassle. Select one of three starting points that result in matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness.
Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
Community First Bank resolves to be a high performance company by attracting customers with competitive products but retaining them by far exceeding their service expectations. We will provide our Bankers with an enriching and fulfilling environment in order to create added value for long term customer.
Since 1981, All-State Credit Plan, has been helping individuals with financial assistance when they need it by providing consumer loans. One of our goals is to get you the money you need when you need it. With Over 20 Locations in South Louisiana & Mississippi We’re Sure to Have One Near You. Most Loans are Approved Within 1 Hour.
Martinsville First Savings Bank came to life in 1924 when local businessmen saw a need for mortgage lending to help the growing city of Martinsville prosper. We have thrived through decades of change and have been a source for mortgages and banking in the community since day one – supporting local organizations and initiatives along the way.
At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
"We have built a strong reputation throughout Louisiana as a full service
mortgage company, serving the lending needs of individual buyers, real estate professionals and builders.
We provide full service mortgages with an experienced staff offering expertise in every area of mortgage lending"
We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,
Armstrong Associates Federal Credit Union has been open since 1958 and also Armstrong Associates Federal Credit Union believes in the philosophy of “not for profit, not for charity – but for service.” Our mission is to protect members’ assets while providing a high degree of products and services and a fair rate on loans and shares.
