USDA VS FHA in Malden, Dunklin County, MO

During 2026, the USDA loan limit in Malden, inside Dunklin county, MO, is $336,500. The FHA limit stands at $472,030 for a single-family home.

The Lendersa® USDA loan calculator allows you to compare today's USDA and FHA best rates. It aids in determining the required income, credit status, reserves, and documents for qualification. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial needs in .

Compare offerings from 100 lenders

2026 Loan Limits and Downpayment Requirements in Malden, County of Dunklin, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Malden, MO

The aim of Lendersa® is to efficiently connect you with the optimal USDA or FHA loan, simplifying and expediting the process. Choose one of three starting paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in MO

A USDA home loan, also named a USDA rural development loan or mortgage, is insured by the Department of Agriculture and is exclusively available in rural areas, unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Malden Lenders

  • Kennett National Bank
  • 805 First Street, Kennett, MO, 63857
  • Lends in Missouri
  • Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.

  • First Missouri Bank of SEMO
  • 500 Independence Avenue, Kennett, MO, 63857
  • Lends in Missouri
  • We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.

  • BANK OF NEW MADRID
  • 229 Main Street, New Madrid, MO, 63869
  • Lends in Missouri
  • Bank of New Madrid had approximately five employees with manual typewriters, adding machines and posting machines to assist in the daily work. Electric typewriters and adding machines, as well as proof machines and photo copiers, came much later. The latest addition, computer and data processing equipment as well as electronic handling of transacti

  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.

    OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.

  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals.
    We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.

  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.

  • Bob Sutton Real Estate & Loans
  • 50 Hwy. 142, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • Bob Sutton Real Estate and Loans, LLC, is a multi-divisional company specializing in financial services, ranging from lawsuit settlement loans to real estate financing. Established in 1951, we are still family owned and operated, which allows us to provide individualized services meeting each customer's particular needs.

  • Highway Crossroads Credit Union
  • 741 York Drive, Sikeston, MO, 63801
  • Lends in Missouri
  • Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.