In 2025, the USDA loan cap in Mount-Vernon, within Lawrence county, MO, is $285,000. Conversely, the FHA limit for a single-family home stands at $356,362.
Leverage Lendersa® USDA loan calculator to contrast today’s USDA vs. FHA optimal rates. It helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the right option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Mount-Vernon, County of Lawrence, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Solutions in Mount-Vernon, MO
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without hassle. Choose one of three starting points that result in matching lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage. Available only in rural areas, it requires no down payment, unlike FHA loans, which require at least 3.5%.
JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,
300 Spectrum Center Drive, Suite 170, Irvine, CA, 92618
At Lexington Home Loans, our reputation for integrity, honesty and accountability is essential to achieve our goal of becoming the best performing financial services company. Our customers and shareholders expect Lexington Home Loans and all of its employees to conduct business activities
ClearPath Lending has strived to put the customer first in all parts of its operation. Headquartered in Irvine, CA, ClearPath Lending partners our industry leading customer service, with competitive rates and innovative technology platform.
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7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
Cal Tech Mortgage we are committed to helping you with all your mortgage needs. We are a full service mortgage brokerage that has access to almost every kind. Cal Tech Mortgage is a residential mortgage company located in Orange County, California, specializing in FHA, VA and coventional Mortgages.
"We believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams.
We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations."
9070 Irvine Center Drive, Suite 270, Irvine, CA, 92618
Better Loans Corporation was established in 1982 from a corporate banking system when underwriting and processing were totally manual.
Through the years we’ve seen many banks expand and implode through market contraction and globalization. We’ve learned that adapting to changes takes constant modification to the current market
True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.
Manufactured Homes offer a viable solution. The benefits of Manufactured Housing are clear. They are affordable homes of the highest quality, fully customizable and built according to a stringent code that guarantees safety, energy-efficiency and environmental-sensitivity. You just can’t ask for much more in a home!
100 Spectrum Center Dr, Suite 150, Irvine, CA, 92618
"Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve.
Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation."
