USDA Loan Vs. FHA loan for Nixa, MO [ best of 2023]

In 2025, USDA loan limit in Nixa, county of Christian, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Nixa, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(618) 799-8421 431 miles Lender's profile and map Reviews Coda Financial Group Inc 2421 75th St, Woodridge, IL, 60517 Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.
(630) 745-9640 431 miles Lender's profile and map Reviews Home Mortgage Solutions Inc 6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
(502) 426-1333 431 miles Lender's profile and map Reviews Jefferson Financial Services, Inc. 5618 Bardstown Rd, Louisville, KY, 40291 Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
(815) 316-4655 431 miles Lender's profile and map Reviews Rockford Municipal Employees Credit Union 634 N Church Street, Rockford, IL, 61103 Rockford Municipal Employees Credit Union has been serving our members since 1942 offering a variety of quality financial services. Charted on July 14, 1942, the original office was located at the Water Department with Wesley Johnson at the helm for many years. in August 1992, Rock-Winn Credit Union who served Winnebago county employees
(502) 738-1003 431 miles Lender's profile and map Reviews Wholesale Mortgage Source, LLC 12700 Townepark Way, Suite 111, Louisville, KY, 40242 Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
(502) 890-2200 431 miles Lender's profile and map Reviews United Financial Group, LLC. 2500 Hermitage Way, Louisville, KY, 40242 United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
(317) 923-4747 432 miles Lender's profile and map Reviews Hoosier United Credit Union 1828 N Meridian Street, Suite 102, Indianapolis, IN, 46202 Hoosier United Credit Union became a state chartered credit union on May 26, 1931. We were originally chartered as Farm Bureau Employees Credit Union. The name came from our original membership group of Indiana Farm Bureau Employees. In the 1980’s we changed our name to Hoosier Farm Bureau Credit Union
(317) 559-7272 432 miles Lender's profile and map Reviews Financial Health Federal Credit Union 1633 N. Capitol Ave, Indianapolis, IN, 46202 OUR MISSION is to enable members to achieve financial health through the services we offer; the information and advice we give; and the convenience and value we provide. At FHFCU we believe in going Above and Beyond to provide a Diverse and Unique way of Empowering our Members. Through Hard Work, Loyalty, and Realistic opportunities.
(317) 620-4100 432 miles Lender's profile and map Reviews Golden Key Lending Inc 325 S College Ave, Indianapolis, IN, 46202 We help you get your best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! We believe homeownership should be fast, transparent, and low-cost. For everyone.
(317) 276-2105 432 miles Lender's profile and map Reviews Elements Financial 225 South East Street, Suite 300, Indianapolis, IN, 46202 "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union. We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."
(317) 248-8556 432 miles Lender's profile and map Reviews Indiana Members Credit Union PO Box 47769, Indianapolis, IN, 46247 Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.