In 2025, the USDA loan limit for Nixa, in the county of Christian, MO, is $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to effectively compare the current top rates between USDA and FHA loans. It will help determine the necessary income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, which assists in making an informed decision about the program in best suited to your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Nixa, County Christian, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Nixa, MO
The primary aim of Lendersa® is to quickly and smoothly secure the best available USDA or FHA loan for you. Choose from one of three starting options that guide you in connecting with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the United States Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.
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4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down.
Michael has assisted families with their first home purchase to their dream home
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