In 2025, the USDA loan cap in Ozark, within Christian county, MO, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is established at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today’s premium USDA and FHA rates, allowing you to establish the income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan quickly and with minimal stress. Choose from three starting points that connect you with lenders and USDA loan programs.
The USDA home loan is backed by the government’s Department of Agriculture, often referred to as the USDA rural development or USDA mortgage, exclusively available in rural areas. In contrast to FHA loans demanding a minimum 3.5% down payment, the USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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