USDA Loan Vs. FHA loan for Union, MO [Franklin County ]

In 2025, the USDA loan limit for Union, Franklin county, MO is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare top USDA versus FHA rates available today, identifying the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best option for your financial needs in .

Exploring USDA and FHA loan options in Union, MO

The goal of Lendersa® is to promptly connect you with the best available USDA or FHA loan without hassle. Choose one of three starting paths that guide you to matching lenders and USDA loan programs.

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Understanding USDA Loans in MO

A USDA home loan is a government-backed mortgage by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none.

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(252) 793-7000 Lender's profile and map Reviews Weyco Community Credit Union 316 NC Highway 149 N, Plymouth, NC, 27962 At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
(386) 328-5555 Lender's profile and map Reviews First Coast Community Credit Union 306 South Palm Avenue, Palatka, FL, 32177 First Coast Community Credit Union is a full-service financial cooperative serving those who live, work, own businesses or attend school in Putnam, Flagler, and St. Johns Counties, Florida. Being a cooperative means we return our profits to our members through lower loan rates and higher dividends, giving financial advantages to our members.
(386) 449-8001 Lender's profile and map Reviews Florida Real Estate Loans, Inc 2423 Reid Street, Palatka, FL, 32177 At Florida Real Estate Lending we are a team of service oriented individuals who work hard, and are ready to do whatever it takes to secure your home loan. When you connect with us, you will be one step closer to your finance goals. A mortgage originator will be in touch & make this a process you will fully understand by discussing every with you.
(970) 406-5014 Lender's profile and map Reviews Cedar Home Loans LLC 120 Buffalo Court, Dillon, CO, 80435 Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.
(910) 708-1404 Lender's profile and map Reviews Millenia Mortgage 3100 Freedom Way, Hubert, NC, 28539 Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
(410) 221-8177 Lender's profile and map Reviews Choptank Oyster Mortgage, LLC 213 Sunburst Hwy, Suite 1, Cambridge, MD, 21613 At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.
(315) 568-5855 Lender's profile and map Reviews Generations Bank 20 East Bayard Street, Seneca Falls, NY, 13148 Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively. In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
(904) 810-2293 Lender's profile and map Reviews Coast2Coast Lending 93 King St, Saint Augustine, FL, 32084 cost of homes usually requires a mortgage to make this become a reality. Let Coast2Coast Lending help you with this very important decision. Mortgage rules are changing all the time, let our highly qualified mortgage advisors answer all of your loan questions and concerns.We have mortgage products to fit most borrower’s needs.
(407) 271-3965 Lender's profile and map Reviews Bay Hill Mortgage LLC 93 King Street, Saint Augustine, FL, 32084 We’re making getting a mortgage easier than ever before. Bay Hill Mortgage LLC has an experienced team of brokers on staff. Joel McConnell is a Licensed Sr. Mortgage Loan Advisor and industry professional. Joel and his Team have worked with thousands of Buyers – many repeat clients and referrals – and have in-depth knowledge of all loan programs.
(757) 686-3051 Lender's profile and map Reviews PFD Firefighters' Credit Union, Inc 3209 Cedar Lane, Portsmouth, VA, 23703 PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.
(719) 587-4200 Lender's profile and map Reviews First Southwest Bank 720 Main Street, Alamosa, CO, 81101 As a Community Development Financial Institution, our mission at First Southwest Bank is to cultivate valuable relationships, invest in economic and social doers, and foster a well-lived rural Colorado culture. Serving the San Luis Valley and rural Colorado for more than 100 years, we offer personal and business banking at our six branches.
(719) 589-2564 Lender's profile and map Reviews Alamosa State Bank 2225 Main St., Alamosa, CO, 81101 Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.