During 2025 in Sullivan, located in Franklin county, MO, the USDA loan limit reaches $336,500, while the FHA limit for a single-family house is $472,030.
Use Lendersa®'s USDA loan calculator to evaluate today's top USDA against FHA rates and find out the income, credit, reserves, and documentation you need for eligibility. Our advanced mortgage calculator presents a side-by-side analysis of USDA, FHA, Conforming, and VA loans, showing you which option in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional | $726,200 | 3% |
Lendersa® aims to provide you with the most favorable USDA or FHA loans swiftly and smoothly. Choose from several entry points leading to matched lenders and USDA loan schemes.
The USDA home loan, upheld by the Department of Agriculture, is otherwise known as the USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that have a minimum 3.5% down payment requirement, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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