USDA and FHA Pro and Con in Valley-Park, St. Louis County, MO
In 2025, the USDA loan limit for Valley-Park, set in St. Louis county, MO, is $0, while the FHA threshold for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's premium USDA vs. FHA rates. You can determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, visualize USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which Alabama program suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Valley-Park, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in Valley-Park, MO
The mission of Lendersa® is to provide you with the most suitable USDA or FHA loan rapidly and without hassle. Begin with one of three pathways leading to matching lenders and USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.
MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
9700 South Dixie Highway, Suite 710, Miami, FL, 33156
Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.
9100 South Dadeland Boulevard, Suite 700, Miami, FL, 33156
Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders
At JAXEN MORTGAGE GROUP LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
I offer my clients the best possible rates and lowest closing costs in the business. Working with over 20 wholesale national lenders allows me to compete with any bank or on-line lender. Our home loans are designed to fit your needs. I've been in in the Mortgage industry for over 25 years
