USDA Vs. FHA Pro and Con comparison in Valley-Park, St. Louis County, MO
In 2025, the USDA loan limit for Valley-Park, set in St. Louis county, MO, is $0, while the FHA threshold for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's premium USDA vs. FHA rates. You can determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, visualize USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which Alabama program suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Valley-Park, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in Valley-Park, MO
The mission of Lendersa® is to provide you with the most suitable USDA or FHA loan rapidly and without hassle. Begin with one of three pathways leading to matching lenders and USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.
The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans.
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Avenue, Lynchburg, VA, 24501
The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
