USDA VS FHA in Ballwin, St. Louis County, MO

In the year 2025, the USDA loan limit applicable to Ballwin, situated in the county of St. Louis, within MO, is $0, whereas the FHA cap is $472,030 for a single-family residence.

Utilize the robust Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates, as well as to discern the income levels, credit requirements, reserves, and necessary documentation for qualification. Our comprehensive mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to aid you in determining the best program for your unique financial situation right here in .

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Loan limits and downpayment guidelines for 2025 in Ballwin, situated in St. Louis, MO

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA lending possibilities in Ballwin, MO

The primary aim at Lendersa® is to efficiently provide you with the finest suitable USDA or FHA loan, devoid of any complexities. Choose between three distinct starting options to find lender matches and access USDA loan opportunities smoothly.

Lendersa loan request and results matching for USDA

What is a USDA Loan in MO anyway?

USDA home loans, guaranteed by the United States Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are designated solely for rural areas. Unlike FHA loans which anticipate a minimum 3.5% down payment, USDA mortgages delightfully require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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