USDA Vs. FHA your options comparison in Ballwin, St. Louis County, MO
In the year 2025, the USDA loan limit applicable to Ballwin, situated in the county of St. Louis, within MO, is $0, whereas the FHA cap is $472,030 for a single-family residence.
Utilize the robust Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates, as well as to discern the income levels, credit requirements, reserves, and necessary documentation for qualification. Our comprehensive mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to aid you in determining the best program for your unique financial situation right here in .
Loan limits and downpayment guidelines for 2025 in Ballwin, situated in St. Louis, MO
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA lending possibilities in Ballwin, MO
The primary aim at Lendersa® is to efficiently provide you with the finest suitable USDA or FHA loan, devoid of any complexities. Choose between three distinct starting options to find lender matches and access USDA loan opportunities smoothly.
USDA home loans, guaranteed by the United States Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are designated solely for rural areas. Unlike FHA loans which anticipate a minimum 3.5% down payment, USDA mortgages delightfully require no down payment at all.
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4800 N Scottsdale rd, Suite 3800, Scottsdale, AZ, 85251
Day 1 Mortgage is designed to provide a simple and clear path to homeownership by offering a full range of home financing options. And you can rest assured that we’ll provide the best terms possible for your situation. Day 1 Mortgage is committed to making your mortgage application as simple and seamless as possible.
6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs.
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8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
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Beyond Mortgage is an Equal Housing Opportunity Lender and a licensed Mortgage Broker MB#1005253 and Loan Originator NMLS#1902728 in the state of Arizona. Beyond Mortgage is acting as a Loan Originating Agent and NOT a Principal. We help hundreds of people buy their home every year.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Arizona Lending Group specializes in Conventional home loans, VA loans, FHA loans, USDA loans, Jumbo loans, and Reverse Mortgages. We are based in Scottsdale, Arizona and have a passion for customer service. Get pre-approved in minutes and take advantage of our low rates, low fees, and around the clock service.
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7137 East Rancho Vista Drive, Suite B05, Scottsdale, AZ, 85251
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
