In 2025, the USDA loan cap for Manchester in St. Louis county, MO is $0, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to juxtapose today's leading USDA versus FHA rates and figure out the necessary income, credit, reserves, and documents for qualification. Our state-of-the-art mortgage calculator provides side-by-side insights into USDA, FHA, Conforming, and VA loans, helping you determine which program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to connect you with the best USDA or FHA loan swiftly and without hassle. Choose one of three starting options that lead to matched lenders offering USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage, and it's specifically available in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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