USDA Vs. FHA Pro and Con comparison in Village-of-Four-Seasons, Camden County, MO

As of 2025, the USDA loan limit in Village-of-Four-Seasons, found in Camden county, MO, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

The Lendersa® USDA loan calculator lets you compare today’s leading USDA and FHA rates. It helps assess the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, enabling you to make an informed decision about the best program for your unique financial situation in .

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2025 Loan Limits and Downpayment Requirements in Village-of-Four-Seasons, County of Camden, MO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Village-of-Four-Seasons, MO

Lendersa® aims to swiftly connect you with the optimal USDA or FHA loan, eliminating the hassle. Choose from one of three starting paths that align with suitable lenders and USDA loan offers.

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Defining USDA Loans in MO

The USDA home loan, guaranteed by the government via the Department of Agriculture, often referenced as the USDA rural development loan or mortgage, is uniquely available to rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, a USDA home loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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