USDA VS FHA in California, Moniteau County, MO

In 2025, the USDA loan limit in California, within Moniteau county, MO, is $336,500. The FHA limit for a single-family residence is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA with FHA top rates. It determines the needed income, credit, reserves, and documents for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you select the best for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in California, County of Moniteau, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in California, MO

Lendersa® aims to secure the ideal USDA or FHA loan swiftly and without stress. Begin with one of three options leading to matching lenders and USDA loan offers.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. It is exclusively available in rural areas and requires no down payment, unlike FHA loans which necessitate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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