USDA Vs. FHA Pro and Con comparison in Warrenton, Warren County, MO

In 2025, the USDA loan limit for Warrenton, within the county of Warren, MO, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to aid you in selecting the best program for your specific financial situation in .

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2025 Loan Limits and Downpayment Requirements in Warrenton, Warren, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Warrenton, MO

The objective at Lendersa® is to quickly connect you with optimal USDA or FHA loans, without hassle. Choose one of three initial points that facilitate finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, known as a USDA mortgage or rural development loan, is backed by the government through the Department of Agriculture, offered exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Partners Group
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.
  • Mason Mortgage Advisors
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • US Wide Financial
  • 2200 W Port Plaza Dr, Suite 312, Saint Louis, MO, 63146
  • US Wide Financial was founded in March of 2009, on the heels of the Great Recession. Trust and integrity in the lending industry had been lost. We started our company because we wanted to do things differently and bring back the basics. Today our values are still the same: Relationships, Trust, Integrity, Teamwork.
  • First Integrity Mortgage Services
  • 1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146
  • Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.
  • Golden Oak Lending
  • 11737 Administration Drive, Saint Louis, MO, 63146
  • Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.
  • LoanSum, LLC
  • 150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043
  • The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties
  • Integrity Mortgage Corporation
  • 200 N. Main St., St. Charles, MO, 63301
  • Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.
  • FasterFunds Lending
  • 3320-1 Rue Royale, Saint Charles, MO, 63301
  • "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience. We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
  • ARTIS COMMERCIAL CAPITAL LLC
  • 177 Cedar Bridge Ct, St. Louis, MO, 63141
  • Unlock your potential with ARTIS COMMERCIAL CAPITAL LLC, a premier direct lender and broker/advisor specializing in Ground Up Construction, Fix and Flip, and DSCR loans. Collaborate with us and gain access to over 1,000 capital providers, including FDIC banks and SBA 7a programs that close in 30 days, ensuring the lowest rates for your project. Let
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We keep opening doors as a mortgage industry leader
  • Anchor Mortgage Group
  • 12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.