USDA Vs. FHA Pro and Con comparison in Flowood, Rankin County, MS
In the year 2025, the USDA loan limit for Flowood in Rankin county, MS is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans simultaneously, guiding you to decide on the best program in for your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Flowood, Rankin County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Flowood, MS
The objective of Lendersa® is to promptly connect you with the best USDA or FHA loan, effortlessly. You can choose one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment.
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