USDA VS FHA in Flowood, Rankin County, MS

In the year 2025, the USDA loan limit for Flowood in Rankin county, MS is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans simultaneously, guiding you to decide on the best program in for your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Flowood, Rankin County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Flowood, MS

The objective of Lendersa® is to promptly connect you with the best USDA or FHA loan, effortlessly. You can choose one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • On November 6, 1979, the 3M plant manager, personal manager, and other staff members formed a board of directors and meet with the Texas Credit Union League to organize a new credit union to better serve the 3M community. The name Cen-Tex Manufacturing Credit Union was chosen to represent the bond shared by 3M employees.
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