In the year 2025, within Pearl, part of Rankin county, MS, the USDA loan limit is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
The Lendersa® USDA loan calculator allows you to evaluate today's top USDA versus FHA rates and identify the income, credit score, reserves, and documentation needed for qualification. By using our sophisticated mortgage calculator, you can compare the USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the ideal program in
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| Loan Type | Limit | Initial Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly securing you the best USDA or FHA loan with minimal hassle. Start by selecting one of three pathways leading you to matching lenders and USDA loan programs.
The USDA home loan program is backed by the government through the Department of Agriculture—referred to as the USDA rural development loan or USDA mortgage. It is solely available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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