In 2025, the USDA loan limit for Brandon, located in Rankin county, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be used to compare the best USDA and FHA rates of today. It helps determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to provide you with the most suitable USDA or FHA loan, quickly and without complications. Select from three starting options that help connect you with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically targeted for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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