USDA Loan Vs. FHA loan pro & con Meridian, Lauderdale County, MS

In 2025, USDA loan limit in Meridian, county of Lauderdale, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Meridian, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(319) 227-7773 Lender's profile and map Reviews The Watkins Savings Bank 202 First Street, Watkins, IA, 52354 The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .
(888) 982-1400 Lender's profile and map Reviews United Federal Credit Union 2819 South State Street, Saint Joseph, MI, 49085 United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
(305) 228-0085 Lender's profile and map Reviews American Fidelity Mortgage Inc 8370 West Flagler Street, Suite 145, Miami, FL, 33144 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 552-7900 Lender's profile and map Reviews Millenium Home Mortgage 8550 W. Flagler Street, Suite 104, Miami, FL, 33144 Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
(330) 674-9015 Lender's profile and map Reviews The Commercial and Savings Bank 91 North Clay Street, Millersburg, OH, 44654 With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
(815) 479-5200 Lender's profile and map Reviews Crystal Lake Bank & Trust Company, National Association 70 N. Williams St, Crystal Lake, IL, 60014 Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(866) 314-2265 Lender's profile and map Reviews Home State Bank 40 Grant Street, Crystal Lake, IL, 60014 You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
(815) 455-4422 Lender's profile and map Reviews Mortgage Capital Group Inc 64 East Crystal Lake Avenue, Crystal Lake, IL, 60014 At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
(630) 926-5906 Lender's profile and map Reviews APLOS MORTGAGE INC 282 Memorial Court, Unit C, Crystal Lake, IL, 60014 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
(786) 425-5000 Lender's profile and map Reviews University Credit Union-Miami 13241 SW 136th Street, Miami, FL, 33186 University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.
(786) 257-2300 Lender's profile and map Reviews Baptist Health South Florida Federal Credit Union 13200 SW 128th Street, Suite C1, Miami, FL, 33186 We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.