FHA Vs. USDA loan program for Meridian, Lauderdale County, Mississippi

In 2025, USDA loan limit in Meridian, county of Lauderdale, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Meridian, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(256) 891-0681 198 miles Lender's profile and map Reviews First Lenders Mortgage 8357 US HWY 431, Albertville, AL, 35950 First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you
(833) 253-2265 199 miles Lender's profile and map Reviews De Witt Bank and Trust Company 2nd And Jefferson Streets, De Witt, AR, 72042 Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
(866) 504-5556 199 miles Lender's profile and map Reviews Paragon Bank 5400 Poplar Avenue, Memphis, TN, 38119 Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.
(888) 854-1222 199 miles Lender's profile and map Reviews Spruill Global Funding LLC 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119 Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.
(901) 504-4663 199 miles Lender's profile and map Reviews Local Mortgage Inc. 5350 Poplar Ave, Suite 850, Memphis, TN, 38119 We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts.
(901) 761-9700 199 miles Lender's profile and map Reviews Eagle Mortgage And Funding 6260 Poplar Ave, Memphis, TN, 38119 We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;
(256) 387-7575 199 miles Lender's profile and map Reviews Davidson Homes. Heritage Mortgage 336 James Record Road, Huntsville, AL, 35824 In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees
(318) 387-4592 200 miles Lender's profile and map Reviews Ouachita Valley Federal Credit Union 1420 Natchitoches Street, West Monroe, LA, 71292 Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
(334) 745-4711 200 miles Lender's profile and map Reviews Four Seasons Federal Credit Union 2915 Pepperell Parkway, Opelika, AL, 36801 Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.
(334) 209-2500 200 miles Lender's profile and map Reviews Green Street Mortgage Lenders Inc 600 Avenue A, Suite B, Opelika, AL, 36801 Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(877) 846-6307 200 miles Lender's profile and map Reviews BNB & Associates, LLC 108 Columbus Parkway, Opelika, AL, 36801 BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.