USDA Vs. FHA your options comparison in Pearl-River, Neshoba County, MS
In the year 2025, the USDA loan limit in Pearl-River, within the county of Neshoba, MS, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates. Assess the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your distinct financial situation in .
2025 Loan Limits and Down Payment Requirements in Pearl-River, Neshoba, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Pearl-River, MS
Lendersa® aims to swiftly secure you the best USDA or FHA loan without hassle. Begin your journey by choosing from one of three pathways that match you with suitable lenders and USDA loan offerings.
USDA home loans, backed by the Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are restricted to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
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