USDA VS FHA in Pearl-River, Neshoba County, MS

In the year 2025, the USDA loan limit in Pearl-River, within the county of Neshoba, MS, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates. Assess the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your distinct financial situation in .

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2025 Loan Limits and Down Payment Requirements in Pearl-River, Neshoba, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Pearl-River, MS

Lendersa® aims to swiftly secure you the best USDA or FHA loan without hassle. Begin your journey by choosing from one of three pathways that match you with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in MS?

USDA home loans, backed by the Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are restricted to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Matson Mortgage Services LLC
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  • I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
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