In the year 2026, the USDA loan ceiling in Newton, situated in the county of Newton, MS, is set at $336,500. Meanwhile, the FHA limit is $472,030 for a single-family residence.
Take advantage of the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available in the current market. Determine the necessary income, credit standing, reserves, and documentation to qualify. Our improved mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side-by-side, providing clarity on which program in is optimal for your specific financial circumstances.
Examine 2026 loan limits and down payment requirements in Newton, county of Newton, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options available in Newton, MS
At Lendersa®, our goal is to connect you with the best USDA or FHA loans with speed and simplicity. Choose from one of three starter paths that align you with lenders and USDA programs.
A USDA home loan, endorsed by the Department of Agriculture, also referred to as USDA rural development loan or USDA mortgage, is solely accessible in designated rural areas. Contrasting with FHA loans, which require a baseline down payment of 3.5%, USDA mortgages require zero down payment.
Here at Community Partners FCU, we are dedicated to you and all your financial needs.
We've been around since 1971and with over 500 members and assets over $5 million, we strive to assist our members in receiving the best interest rates, loans, and member benefits.
Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
MERIDIAN MS AIR NATIONAL GUARD FEDERAL CREDIT UNION
6225 M Street, Building 305, Meridian, MS, 39307
Lends in Mississippi
The Meridian MS ANG Federal Credit Union was chartered in 1963 as a non-profit financial organization that is regulated by the Nation Credit Union Administration (NCUA). Our Credit Union is owned and operated by its members for the benefit of all members. Our goal is to help each other by providing a quick economic source of confidential credit
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We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
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