USDA Vs. FHA your options comparison in New-Hope, Lowndes County, MS

In 2025, the USDA loan limit for New-Hope, in the county of Lowndes, MS, is $285,000, whereas the limit for FHA on a single-family home is $356,362.

Using the Lendersa® USDA loan calculator, you can compare today’s optimal USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which is the best option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in New-Hope, Lowndes, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in New-Hope, MS

The Lendersa® mission is to promptly secure the best USDA or FHA loan for you without hassle. Select one of three starting options to connect with matching lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available in rural neighborhoods. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Investment Capital Partners LLC
  • 15621 W 87th St, Suite 211, Lenexa, KS, 66219
  • Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
  • Primary Lender LLC
  • 1600 Genesse St, Suite 834, Kansas City, MO, 64102
  • At Primary Lender LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
  • TRUHOME SOLUTIONS
  • 9601 Legler Road, Lenexa, KS, 66219
  • "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"
  • KC Investor Funding
  • 1600 Genessee, Ste 332, Kansas City, MO, 64102
  • KC Investor Funding – Hard Money Lenders of Kansas City is by far the best source for investment and commercial hard money loans. Like many hard money lenders, we are an asset based lender. As a full service lending company, we’re able to offer funding and structuring of loans for investors in and around the Kansas City Missouri Area and nationwi
  • Coastal Lending Services Inc
  • 3624 South Atlantic Avenue, Daytona Beach, FL, 32118
  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • FBC Mortgage: Debra Ellen Clark
  • 1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779
  • RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.
  • Radar Mortgage LLC
  • 120 Raintree Drive, Longwood, FL, 32779
  • At Radar Mortgage, we believe that a slick phone app cannot take the place of personalized service. Your situation is not like anyone else’s. Trying to fit you into a one loan fits all mentality makes it easier for the mortgage company, but it won’t be the best solution for you..
  • Mortgage Factor
  • 436 Newton PL, Longwood, FL, 32779
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."