USDA and FHA Pro and Con in Aberdeen, Monroe County, MS
In 2025, in Aberdeen of Monroe county, MS, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Lendersa® provides a USDA loan calculator to assess today's competitive USDA versus FHA rates, determining the income, credit score, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the ideal program for your financial condition in .
2025 Loan Limits and Down Payment Requirements for Aberdeen in Monroe, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Aberdeen, MS
The objective of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly and without difficulty. Choose one of the three paths offered that lead you to potential lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is identified as a USDA rural development loan or USDA mortgage. It is exclusively provided in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.
941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,
1151 Orange Avenue, Suite 200, Winter Park, FL, 32789
Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation, always maintaining State and Federal practices in good standing. Palm State specializes in securing the best possible mortgage loan terms for all types of residential and small commercial properties throughout the state of Florida.
1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service
228 Park Avenue North, Suite J, Winter Park, FL, 32789
First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.
941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/
Boyd Management, LLC is a Direct Private Money Lender for real estate investments. There’s no middleman; we are a direct source of private capital which means more flexibility, faster funding, & stronger relationships. Boyd Management is located in Winter Park, FL (Orlando Area). We currently lend in all of Florida & Georgia.
MWRD Employees Credit Union has been open since 1953. The credit union has assets totaling $42.36 Million and provides banking services to more than 2,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
