USDA Vs. FHA your options comparison in Aberdeen, Monroe County, MS
In 2025, in Aberdeen of Monroe county, MS, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Lendersa® provides a USDA loan calculator to assess today's competitive USDA versus FHA rates, determining the income, credit score, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the ideal program for your financial condition in .
2025 Loan Limits and Down Payment Requirements for Aberdeen in Monroe, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Aberdeen, MS
The objective of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly and without difficulty. Choose one of the three paths offered that lead you to potential lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is identified as a USDA rural development loan or USDA mortgage. It is exclusively provided in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.
Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers
On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions.
The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings
At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.
Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
Creative Mortgage Group LLC D|B|A First Capital Lending
441 Oxford Road, Suite 2C, Oxford, CT, 06478
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes