In 2026, in Aberdeen of Monroe county, MS, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Lendersa® provides a USDA loan calculator to assess today's competitive USDA versus FHA rates, determining the income, credit score, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the ideal program for your financial condition in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly and without difficulty. Choose one of the three paths offered that lead you to potential lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is identified as a USDA rural development loan or USDA mortgage. It is exclusively provided in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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