USDA Vs. FHA Pro and Con comparison in Aberdeen, Monroe County, MS
In 2025, in Aberdeen of Monroe county, MS, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Lendersa® provides a USDA loan calculator to assess today's competitive USDA versus FHA rates, determining the income, credit score, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the ideal program for your financial condition in .
2025 Loan Limits and Down Payment Requirements for Aberdeen in Monroe, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Aberdeen, MS
The objective of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly and without difficulty. Choose one of the three paths offered that lead you to potential lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is identified as a USDA rural development loan or USDA mortgage. It is exclusively provided in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.
"We’re TruHome.
And we help credit unions bring their members home.
Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages.
While more than 1 in 3 Americans belong to a credit union,"
We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
1111 Main Street, Suite 1600, Kansas City, MO, 64105
Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.
City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
300 Virginia Street East, Room 4203, Charleston, WV, 25301
Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.
Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.
Element FCU is a local financial co-op based in Charleston, West Virginia. We provide some of the best financial services and member care in the country. If you're looking for a low stress, highly connected relationship with your financial institution, we should talk. Everyone has an element.
