USDA Vs. FHA your options comparison in West-Point, Clay County, MS
In 2025, the USDA loan limit for West-Point, situated in Clay county, MS, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, determining the necessary income, credit, reserves, and documents for application. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, which aids in selecting the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in West-Point, Clay, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Point, MS
Lendersa® aims to quickly secure the most favorable USDA or FHA loan for you, without hassle. Select from three starting points to connect with compatible lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages do not require any down payment.
670 N. Orlando Avenue, Suite 101, Maitland, FL, 32751
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Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you
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Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.
Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
