USDA Vs. FHA Pro and Con comparison in West-Point, Clay County, MS
In 2025, the USDA loan limit for West-Point, situated in Clay county, MS, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, determining the necessary income, credit, reserves, and documents for application. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, which aids in selecting the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in West-Point, Clay, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Point, MS
Lendersa® aims to quickly secure the most favorable USDA or FHA loan for you, without hassle. Select from three starting points to connect with compatible lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages do not require any down payment.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The
Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn
Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7200 E Dry Creek Rd, Suite G103, Centennial, CO, 80112
The Loan Pros are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
6 Inverness Court East, Suite 123, Englewood, CO, 80112
"We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on the following:
We Do What's Right For You 100% of the Time. Our customers save money and close their loans quickly"
10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
