USDA Vs. FHA Pro and Con comparison in Yazoo-City, Yazoo County, MS

In 2025, USDA loan limit in Yazoo-City, county of Yazoo, MS is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Yazoo-City, county of Yazoo, MS

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Yazoo-City, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Southern Home Mortgage Corporation
  • 888 US-431, Boaz, AL, 35957
  • Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
  • BANK OF NEW MADRID
  • 229 Main Street, New Madrid, MO, 63869
  • Bank of New Madrid had approximately five employees with manual typewriters, adding machines and posting machines to assist in the daily work. Electric typewriters and adding machines, as well as proof machines and photo copiers, came much later. The latest addition, computer and data processing equipment as well as electronic handling of transacti
  • Angelina Savings Bank, SSB
  • 1721 Tulane Drive, Lufkin, TX, 75901
  • Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • Angelina County Teachers Credit Union
  • 402 South Medford Drive, Lufkin, TX, 75901
  • The credit union was started in 1954 by a small group of teachers from Lufkin ISD. Mr. Pop Ward and Miss Zelma Cook were instrumental in the beginning. The credit union is a state chartered credit union and answers to the Texas Credit Union Department. Savings are insured by the National Credit Union Association up to $250, 000.00.
  • Farmers Bank
  • 71 West Center Street, Greenwood, AR, 72936
  • In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga
  • North Alabama Bank
  • 13914 Highway 231-431 North, Hazel Green, AL, 35750
  • North Alabama Bank has been a locally owned & operated financial institution serving Madison County and the surrounding areas since 1989. We live, work, & worship in our community. We understand the importance of community. We understand that businesses in todays environment requires advanced technology to get ahead in these ever-changing times.
  • SECURITY BANK AND TRUST COMPANY
  • 210 W Washington St, Paris, TN, 38242
  • Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned
  • Commercial Bank and Trust Company
  • 920 East Wood St, Paris, TN, 38242
  • Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put
  • Holley Credit Union
  • 1107 Mineral Wells Ave., Paris, TN, 38242
  • Holley Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000. Contact us today to see how you can become a member! Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000
  • Bank of Frankewing
  • PO Box 1, Frankewing, TN, 38459
  • Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
  • Priority Bank
  • 401 W College St, Ozark, AR, 72949
  • Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency