USDA Loan Vs. FHA loan for Yazoo-City, MS 2026

In 2026, the USDA loan limit for Yazoo-City, Yazoo county, MS is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates, and assess the income, credit, reserves, and documents required. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping determine the best program in for your financial needs.

Exploring USDA and FHA Loans in Yazoo-City, MS

Lendersa® aims to secure the best USDA or FHA loans swiftly and hassle-free. Choose from three starting options to connect with lenders and USDA programs.

Understanding USDA Loans in MS

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

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(209) 846-9270 Lender's profile and map Reviews Lending For Living 1020 15th Street, Suite 10, Modesto, CA, 95354 Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
(209) 521-7475 Lender's profile and map Reviews NorCal Mortgage 1127 13TH ST, Suite A, Modesto, CA, 95354 This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
(209) 549-8500 Lender's profile and map Reviews Valley First Credit Union PO Box 1411, Modesto, CA, 95353 Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members.
(209) 846-5188 Lender's profile and map Reviews Upstar Home Mortgage Inc. 2005 Evergreen Ave., Modesto, CA, 95350 Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
(209) 568-4940 Lender's profile and map Reviews Alameda Mortgage Corporation 1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350 "At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"
(209) 526-6200 Lender's profile and map Reviews Carrollton Mortgage Co. 3400 Tully Road, Suite A, Modesto, CA, 95350 Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.
(209) 577-8000 Lender's profile and map Reviews Taylor Mortgage Company, Inc. 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350 Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.
(209) 602-2109 Lender's profile and map Reviews S/L Mortgage 509 Scenic Dr, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(559) 960-4465 Lender's profile and map Reviews Scenic Oaks Funding 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350 Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
(209) 524-6000 Lender's profile and map Reviews California Mortgage Associates 1217 Standiford Ave., Modesto, CA, 95350 We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
(800) 936-3220 Lender's profile and map Reviews IMS Lending 3421 Tully Rd Ste A, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
209.518.9527 Lender's profile and map Reviews SJMorgan 1110 Tully Road, Suite B, Modesto, CA, 95350 SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.