USDA Vs. FHA Pro and Con comparison in Clinton, Hinds County, MS

In 2026, the USDA loan limit in Clinton, within Hinds county, MS, stands at $336,500, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your financial needs.

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Loan Limits and Down Payment Requisites for 2026 in Clinton, Hinds County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Clinton, MS

Lendersa® is committed to quickly securing you the best USDA or FHA loan without hassle. Choose from three initial approaches that connect you with matching lenders and available USDA loan programs.

Lendersa USDA loan request results

An Overview of USDA Loans in MS

The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Lemoine Group, Inc.
  • 11088 Trask Ave, Suite 100, Garden Grove, CA, 92843
  • We purchase and manage a portfolio of first and second mortgage notes across the USA. We purchase pools of first and second mortgages for our own portfolio and for resale. We also offer management and advisory services including due diligence, workout strategies and partnership opportunities.

  • Cali Home Realty
  • 10240 Westminster Ave, Suite 202, Garden Grove, CA, 92843
  • Cali Home Realty has been in Orange County California with over 30 years experience offering boutique real estate services. We offer assistance with buying and selling residential, commercial, investment properties, leasing, property management, and financing. Located at 10246 Westminster Ave Garden Grove, CA 92843.

  • Vesta Capital Inc
  • 10555 Stanford Avenue, Garden Grove, CA, 92840
  • Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:

    Residential, investment, and commercial real estate
    Market trends
    The real estate buying and selling process.

  • Just Funded Mortgage
  • 12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
  • "Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.

    Just Funded Mortgage (DBA Home Mortgage Alliance Corporation"

  • Nestegg Inc.
  • 12437 Lewis Street, Suite 206, Garden Grove, CA, 92840
  • We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.

  • National Brokers Real Estate & Finance
  • 13252 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92843
  • Our mission statement is to provide the best services to all clients with integrity, reliability, and confidential. For any questions relating to real estate, please contact us. Our experienced and knowledgeable staffs are ready to analyze your scenario and advice the best options that may suit your needs.

  • Premier One Lending Corp
  • 12900A Garden Grove Boulevard, Suite 136, Garden Grove, CA, 92843
  • Premier One Lending Local Veteran Owned and Operated Looking for a mortgage loan to buy your dream home or refinance the one you have? Then you owe it to yourself to contact Hai Pham – Mortgage Broker for Premier One Lending Corp. As your trusted Mortgage Broker, he proudly offers exceptional real estate lending .

  • National Home Loans
  • 13252 Garden Grove Boulevard, Suite 209, Garden Grove, CA, 92843
  • National Home Loans home is definitely much more than any other house. A home is the center of a family where people find love, laugh, sharing, caring, and much more. Homes are where new chapter of life created, stories are written, and family legacies start National Home Loans, we are excited and honored to be part of your journeys. When we are he

  • Best Finance Capital
  • 12966 Euclid St., Suite 220, Garden Grove, CA, 92840
  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.

  • Able Financial Corp
  • 12465 LEWIS ST. STE. 203, Garden Grove, CA, 92840
  • At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • The Gill Group
  • 485 E. 17th Street, Suite 200 & 202, Costa Mesa, CA, 92627
  • our full loan approval process is unique in comparison to the average lender's pre-approval process. My team is structured to provide a high level of customer service. Please contact us to inquire about the advantages of our VIP buyer program!”val process is unique in comparison to the average lender's pre-approval process.