USDA Vs. FHA your options comparison in Clinton, Hinds County, MS

In 2025, the USDA loan limit in Clinton, within Hinds county, MS, stands at $336,500, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requisites for 2025 in Clinton, Hinds County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Clinton, MS

Lendersa® is committed to quickly securing you the best USDA or FHA loan without hassle. Choose from three initial approaches that connect you with matching lenders and available USDA loan programs.

Lendersa USDA loan request results

An Overview of USDA Loans in MS

The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Florida Mortgage Firm
  • 2216 S. Alexander St., Plant City, FL, 33563
  • The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
  • The State Bank of Canton, Canton, Kansas
  • 103 South Main Street, Canton, KS, 67428
  • The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895. The State Bank of Canton served the Canton community at 112 N Main for 79 years.
  • Connection Bank
  • 636 Avenue G, Fort Madison, IA, 52627
  • A long, long time ago, all the way back in 1854, the story of Connection Bank and Insurance began. In fact, it was the very first banking institution established in the state of Iowa. As the years passed, the name changed several times but ultimately settled as Fort Madison Bank & Trust (FMBT).
  • Peoples State Bank of Colfax
  • 101 West Main Street, Colfax, IL, 61728
  • Peoples State Bank of Colfax (formerly known as the State Bank of Cooksville), was established in 1892 by the Thomas Arnold family. In December of 1907 the Arnold family offered shares for sale, and seven local farmers and businessmen felt that investing in this bank would be a good financial proposition
  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • OUR PROMISE We're here to help you confidently make smarter decisions about financing your home. Our Values Buying and refinancing a home should be clear and straightforward. An approachable home financing process requires expert guidance. Modern home financing problems deserve updated solutions.
  • Blue Flame Credit Union
  • 4301 Yancey Road, Charlotte, NC, 28217
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
  • Vibrant Mortgage Group Inc
  • 7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
  • Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
  • Home Fast Funding Inc
  • 1517 Holleman Drive, Valrico, FL, 33596
  • "From Pensacola to the Florida Keys we are a full service Mortgage Brokerage serving the entire State of Florida. Our extensive wholesale lender network includes many brand names you already know. Whether you are looking to buy your first home or are an experienced buyer you can do all your comparison shopping with one company without wasting tim
  • Sunshine Mortgage Solutions LLC
  • 5722 New Paris Way, Ellenton, FL, 34222
  • Sunshine Mortgage Solutions LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Pinnacle Bank, Inc.
  • 26 Second Street, Vanceburg, KY, 41179
  • Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
  • Stanford Funding
  • 2525 Shanklin Ln, Denver, NC, 28037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.