FHA Vs. USDA loan program for Belzoni, Humphreys County, Mississippi

In 2026, the USDA loan limit in Belzoni, county of Humphreys, MS, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. It helps you determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which is the best program for your financial situation in .

USDA and FHA Loan Options in Belzoni, MS

The goal of Lendersa® is to secure you the best USDA or FHA loan quickly and without hassle. Choose one of three starting paths that connect you with matching lenders and USDA loan programs.

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What is a USDA Loan in MS?

A USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.

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Belzoni Lenders
(662) 298-0131 Lender's profile and map Guaranty Bank & Trust Company 206 N Hayden St, Belzoni, MS, 39038 Lends in Mississippi Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve. Guaranty Bank's mission is to set the standard in our communities.
(662) 884-1199 Lender's profile and map Planters Bank & Trust Company 212 Catchings Street, Indianola, MS, 38751 Lends in Mississippi Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
(662) 873-4346 Lender's profile and map Bank of Anguilla Anguilla 130 Holland Street, Anguilla, MS, 38721 Lends in Mississippi Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression
(662) 746-5421 Lender's profile and map Bank of Yazoo City 104 North Main Street, Yazoo City, MS, 39194 Lends in Mississippi Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
(662) 843-9461 Lender's profile and map Cleveland State Bank PO Box 1000, Cleveland, MS, 38732 Lends in Mississippi CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.
(601) 420-5535 Lender's profile and map Statewide Federal Credit Union 809 W Sunflower Rd, Cleveland, MS, 38732 Lends in Mississippi At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
(662) 283-3231 Lender's profile and map Bank of Winona LogoMay22-Ext-4621, Winona, MS, 38967 Lends in Mississippi We were founded in 1885 and are the oldest financial institution serving Montgomery and Carroll County. The bank has been locally owned and operated since its founding. Bank of Winona provides a wide array of services to both businesses and individuals. Full Service Bank. Auto, Mortgage, Personal & Business Loans and Services.
(601) 853-1181 Lender's profile and map RiverHills Bank MS 100 Fountains Blvd, Madison, MS, 39110 Lends in Mississippi RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
(601) 607-4730 Lender's profile and map AMS Mortgage 7738 Old Canton Rd, Madison, MS, 39110 Lends in Mississippi AMS Mortgage, a Mississippi Licensed Mortgage Company, is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.