In 2026, the USDA loan ceiling in Wolf-Point, county of Roosevelt, MT is $285,000, whereas the FHA cap for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan comparison tool to explore today's leading USDA versus FHA rates and find out the necessary income, credit, reserves, and documentation needed for eligibility. Our enhanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in is most suitable for your financial situation.
2026 Loan Limits and Down Payment Requirements in Wolf-Point, County of Roosevelt, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Wolf-Point, MT
The aim of Lendersa® is to secure you an optimal USDA or FHA loan swiftly and without hassle. Begin with one of three options to connect with suitable lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government via the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
Western Bank of Wolf Point is a locally owned bank that will serve its constituency with integrity & commitment for the well-being & survival of our community. The bank contributes pro-active leadership & human resources to help our community. The bank provides the necessary products & services to accommodate the diverse needs of our customers.
WOLF POINT FEDERAL CREDIT UNION: received it's federal charter in 1963 with charter #15375. The original Board of Directors had seven members, which remain true today. Credit unions are association of people, owned and democratically controlled by their members. Should they cease to be such, they cease to be credit unions
Daniels-Sheridan Federal Credit Union is a friendly member owned local institution driven to provide the tools for financial success using a diverse service oriented approach. We are dedicated to provide a progressive, professional, fair and secure environment for our community Daniels-Sheridan Federal Credit Union’s charter of membership.
Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
Fort Peck Community Federal Credit Union is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members. We take pride in helping our members get the best value for their money Fort Peck Community Federal Credit Union was started in 1952 by nine Fort Peck residents.
At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.
Richland Federal Credit Union is a member-owned credit union that serves Richland and Roosevelt Counties in Montana, as well as other communities in northeast Montana and northwest North Dakota. We offer friendly customer service, competitive interest rates on Agricultural, Consumer and Real Estate loans, and a robust commitment to our community
509 North Merrill Avenue, Suite A, Glendive, MT, 59330
Lends in Montana
The Credit Union is a member-owned financial organization providing the most accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth BN Federal Credit Union's charter of membership includes all employees of: Action For Eastern Montana Albertson Food and Drug and more
Our mission is simple to provide the best service and most competitive rates for you the member.Services Provided: Share Accounts Share Certificates (CD's) Vehicle Loans Recreation Vehicle Loans Personal Loans Payroll Deduction for Savings Deposits Payroll Deduction for Loan Payments
