USDA and FHA Pro and Con in Poplar, Roosevelt County, MT

In 2026, the USDA loan limit in Poplar, county of Roosevelt, MT, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the income, credit requirements, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your particular financial situation.

Comparison of loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements for Poplar, County of Roosevelt, MT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Poplar, MT

Lendersa® aims to secure the best USDA or FHA loans for you swiftly and without hassle. Select one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MT

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Poplar Lenders

  • Western Bank of Wolf Point
  • 111 3rd Avenue South, Wolf Point, MT, 59201
  • Lends in Montana
  • Western Bank of Wolf Point is a locally owned bank that will serve its constituency with integrity & commitment for the well-being & survival of our community. The bank contributes pro-active leadership & human resources to help our community. The bank provides the necessary products & services to accommodate the diverse needs of our customers.

  • Wolf Point Federal Credit Union
  • 217 Third Avenue South, Wolf Point, MT, 59201
  • Lends in Montana
  • WOLF POINT FEDERAL CREDIT UNION: received it's federal charter in 1963 with charter #15375. The original Board of Directors had seven members, which remain true today. Credit unions are association of people, owned and democratically controlled by their members. Should they cease to be such, they cease to be credit unions

  • Daniels-Sheridan Federal Credit Union
  • 404 Main Street, Scobey, MT, 59263
  • Lends in Montana
  • Daniels-Sheridan Federal Credit Union is a friendly member owned local institution driven to provide the tools for financial success using a diverse service oriented approach. We are dedicated to provide a progressive, professional, fair and secure environment for our community Daniels-Sheridan Federal Credit Union’s charter of membership.

  • Grasslands Federal Credit Union
  • 320 Main Street, Circle, MT, 59215
  • Lends in Montana
  • Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.

  • Richland Federal Credit Union
  • 201 West Holly Street, Sidney, MT, 59270
  • Lends in Montana
  • Richland Federal Credit Union is a member-owned credit union that serves Richland and Roosevelt Counties in Montana, as well as other communities in northeast Montana and northwest North Dakota. We offer friendly customer service, competitive interest rates on Agricultural, Consumer and Real Estate loans, and a robust commitment to our community

  • First Community Bank Montana
  • 540 2nd Ave S, Glasgow, MT, 59230
  • Lends in Montana
  • At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.

  • Fort Peck Community FCU
  • PO Box 214, Fort Peck, MT, 59223
  • Lends in Montana
  • Fort Peck Community Federal Credit Union is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members. We take pride in helping our members get the best value for their money Fort Peck Community Federal Credit Union was started in 1952 by nine Fort Peck residents.