USDA VS FHA in Miles-City, Custer County, MT

In 2026, the USDA loan limit for Miles-City, located in Custer, MT, is $285,000. Conversely, the FHA cap for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA against FHA rates, helping determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program best fits your financial needs in .

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Loan Limits and Downpayment Guidelines for 2026 in Miles-City, Custer, MT

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Miles-City, MT

Lendersa® aims to connect you with the best USDA or FHA loans quickly and without hassle. Start with one of three options that help you find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MT

The USDA home loan, often called a USDA mortgage or rural development loan, is backed by the government through the Department of Agriculture and is solely available in rural areas. Compared to FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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