USDA Vs. FHA your options comparison in Miles-City, Custer County, MT
In 2026, the USDA loan limit for Miles-City, located in Custer, MT, is $285,000. Conversely, the FHA cap for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA against FHA rates, helping determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program best fits your financial needs in .
Loan Limits and Downpayment Guidelines for 2026 in Miles-City, Custer, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Miles-City, MT
Lendersa® aims to connect you with the best USDA or FHA loans quickly and without hassle. Start with one of three options that help you find matching lenders and USDA loan programs.
The USDA home loan, often called a USDA mortgage or rural development loan, is backed by the government through the Department of Agriculture and is solely available in rural areas. Compared to FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment at all.
Miles City Federal Credit Union is Miles City’s oldest standing credit union! Miles City Federal Credit Union (MCFCU) is a non-profit cooperative financial institution owned by the membership to benefit and serve the members. MCFCU was chartered in 1952. The original field of membership provided financial services to State
Community 1st Federal Credit Union is a member-owned, not-for-profit organization. Originally formed under a multiple group charter in 1953, the Credit Union has adapted to the needs of its community throughout the years. For the first 44 years of its existence, the Credit Union.
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509 North Merrill Avenue, Suite A, Glendive, MT, 59330
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The Credit Union is a member-owned financial organization providing the most accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth BN Federal Credit Union's charter of membership includes all employees of: Action For Eastern Montana Albertson Food and Drug and more
Our mission is simple to provide the best service and most competitive rates for you the member.Services Provided: Share Accounts Share Certificates (CD's) Vehicle Loans Recreation Vehicle Loans Personal Loans Payroll Deduction for Savings Deposits Payroll Deduction for Loan Payments
Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo
Fort Peck Community Federal Credit Union is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members. We take pride in helping our members get the best value for their money Fort Peck Community Federal Credit Union was started in 1952 by nine Fort Peck residents.
