USDA Vs. FHA your options comparison in Archdale, Randolph County, NC

In 2025, the USDA loan limit for Archdale in Randolph, NC, is $336,500. Meanwhile, the FHA limit for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you select the best option for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Archdale, Randolph, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Archdale, NC

Lendersa® aims to secure the best USDA or FHA loans swiftly, without hassle. Choose from the following three paths to connect with matching lenders and get the USDA loan programs you need.

Lendersa USDA loan request and results

Understanding USDA Loans in NC

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none, offering a significant advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Novus Home Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • Novus Home Mortgage was created to set a new standard for mortgage lending.Built from the ground up by visionary industry leaders with the backing and financial support of Ixonia Bank, the company is positioned to become a model of modern residential lending.Novus Home Mortgage is committed to creating a simpler, more efficient and more transparent
  • Universal Home Lending
  • 6499 Powerline Rd, Fort Lauderdale, FL, 33309
  • Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
  • KBG Tax Service
  • 6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
  • KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
  • Giant Bank
  • 2600 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • giantbank.com we don’t seek customers, we seek relationships. Our mission is to provide a personal banking relationship via the internet that delivers value, convenience, security and service. As a virtual bank we stay in our lane. We aren’t preoccupied with the overhead of infrastructure due to brick and mortar.
  • OptimumBank
  • 2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308
  • OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.
  • Florida Bond & Mortgage Inc
  • 3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
  • Florida Bond & Mortgage, Inc. (FBM) was established in 1957 and is a full service commercial mortgage banking and real estate advisory firm. We currently have offices in Fort Lauderdale, Tampa Bay, and Naples, Florida. Because of our vast and well established range of real estate expertise, we are able to provide commercial real estate services
  • Coral Community Federal Credit Union
  • 1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
  • Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.
  • Voget Financial
  • 3351 Galt Ocean Drive, Fort Lauderdale, FL, 33308
  • "Voget Financial Services is a family operated business located in Fort Lauderdale, Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."
  • Help Me Mortgage LLC
  • 6216 North Federal Highway, Fort Lauderdale, FL, 33308
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.