For the year 2025, the USDA loan limit in High-Point, within the county of Guilford, NC, is set at $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans side by side, helping you identify the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in High-Point, County of Guilford, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in High-Point, NC
Lendersa® strives to provide the best USDA or FHA loan options quickly and seamlessly. Three initial pathways are available, each leading to suitable lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage loan, offered exclusively in rural areas. Unlike FHA mortgages that require at least a 3.5% down payment, USDA loans do not demand any down payment at all.
Richland Federal Credit Union is a member-owned credit union that serves Richland and Roosevelt Counties in Montana, as well as other communities in northeast Montana and northwest North Dakota. We offer friendly customer service, competitive interest rates on Agricultural, Consumer and Real Estate loans, and a robust commitment to our community
Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.
Our purpose has always been to provide an excellent service with an immediate response.
VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.
At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada.
Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding.
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Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
