In 2025, USDA loan limit in High-Point, county of Guilford, NC is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in High-Point, county of Guilford, NC
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in High-Point, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
"Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products.
We pride ourselves on using a more individualized,"
10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093
Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
First Bank is a locally owned and managed bank staffed by professional bankers with years of experience and the desire to make banking a pleasure again. First Bank offers you exceptional service and great banking products. As a customer of First Bank you will have the unique opportunity to develop a relationship with banking professionals.
Vidalia Federal Savings was organized in October 1936 & received its federal charter as a Federal Savings & Loan Association at that time. Its primary purpose was to promote thrift and home ownership in the Vidalia area. Assets of the institution on December 31, 1936 were $23, 001.16 and have increased to $194, 471, 850.45 as of December 31, 2006.
Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
649 Lancaster Pike, Suite 100, Circleville, OH, 43113
Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.
Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.
VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.