For the year 2026, the USDA loan limit in High-Point, within the county of Guilford, NC, is set at $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans side by side, helping you identify the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in High-Point, County of Guilford, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in High-Point, NC
Lendersa® strives to provide the best USDA or FHA loan options quickly and seamlessly. Three initial pathways are available, each leading to suitable lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage loan, offered exclusively in rural areas. Unlike FHA mortgages that require at least a 3.5% down payment, USDA loans do not demand any down payment at all.
Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans.
Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our Mission to Serve and support our members and our community. Our Vision to Provide excellent service to our evolving members and earn lifetime loyalty. Our Values to Go above and beyond. We are always looking for ways to do more, be better, and go further: including interactions with members, attention to detail, and leading in our community.
Community Choice Credit Union is a member owned not for profit, full service financial co-op serving the needs of the Commerce City Community. Community Choice had its small beginning on October 9, 1952. It was established as SD14 Federal Credit Union and was located in the basement of one of our member's home.
Peak Mortgage Consultants is a place where all types of clients can find the right loan program for their certain needs. Our goal is always to save you the most amount of time and money on one of your biggest investments.Call us even if you are currently in the loan process. With our quick turn around times and top of the line service.
600 17th Street, Suite 2800 South, Denver, CO, 80022
footprint Our clients are people that want to stop paying for things that don’t add them any value like premium office space, large support and compliance staff, corporate salaries, and so on We decided to take a stand, delivering a value focused experience that isn’t set upon fast transactions. Footprint Mortgage is a client-centric firm.
