In 2025, the USDA loan limit for Benson, located in the county of Johnston, NC, is set at $336,500. Conversely, the FHA limit for a single-family home is $502,550.
Use the Lendersa® USDA loan calculator to evaluate and compare today's best rates between USDA and FHA loans. Determine the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program to fit your financial needs in .
2025 Loan Limits and Downpayment Requirements in Benson, Johnston, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Benson, NC
The aim of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan without any hassle. Choose from three initial options to find matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
"We serve the financial needs of postal employees & their families in North Dakota, South Dakota, & Minnesota.
We proudly serve postal employees & their families! We have three offices in Fargo & Grand Forks to help our members with all of their financial needs. Our loan rates are great!
Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
801 10th Street South, Suite 100, Fargo, ND, 58103
F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
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3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner
After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
Dakota Business Lending has established itself as a lending partner for small businesses thanks to the wisdom, leadership, and guidance of our Board of Directors. We are proud to have decision-makers in our corner that combine for centuries worth of expertise in the areas of business, finance, economic development and public service
"I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota.
While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
