FHA Vs. USDA loan program for Benson, Johnston County, North Carolina

In 2025, USDA loan limit in Benson, county of Johnston, NC is $336,500 while FHA limit is $502,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Benson, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(210) 493-0016 Lender's profile and map Reviews Smart Choice Mortgage 3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231 Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
(701) 401-7272 Lender's profile and map Reviews Anytime Mortgage LLC 3247 47th St S, Fargo, ND, 58104 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(701) 293-3662 Lender's profile and map Reviews Aspire Bank 5195 45th Street South, Fargo, ND, 58104 At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
(888) 297-2100 Lender's profile and map Reviews Cornerstone Bank 45th St 2280 45th Street S, Fargo, ND, 58104 North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
(701) 293-8892 Lender's profile and map Reviews Dakota Business Lending 5630 36th Ave S, Fargo, ND, 58104 Dakota Business Lending has established itself as a lending partner for small businesses thanks to the wisdom, leadership, and guidance of our Board of Directors. We are proud to have decision-makers in our corner that combine for centuries worth of expertise in the areas of business, finance, economic development and public service
(720) 512-9821 Lender's profile and map Reviews NEXA Mortgage \| Kyle Green 5551 36th Ave S, Unit D, Fargo, ND, 58104 "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota. While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority. Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"
(701) 356-5960 Lender's profile and map Reviews Forward Mortgage 4575 23rd Ave S, Suite 250, Fargo, ND, 58104 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(701) 212-8441 Lender's profile and map Reviews VALLEY MORTGAGE, INC 3315 45th Street South, Suite 200, Fargo, ND, 58104 VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
(701) 356-0438 Lender's profile and map Reviews Park Mortgage 4170 41st Ave S, Suite 102, Fargo, ND, 58104 Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
(210) 430-5200 Lender's profile and map Reviews Mi Casa Financial, LLC 1616 San Pedro Ave, San Antonio, TX, 78212 We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company. Our office is centrally located in San Antonio at 1616 San Pedro Avenue
(210) 236-7454 Lender's profile and map Reviews SecureNet Loan Services 311 Howard St, San Antonio, TX, 78212 We offer full service loan servicing for private investors. We can service a single loan or a complete portfolio. Assisting small investors is our passion, whether it be whole loans, partial loans, wraps or land loans. We offer easy setup and timely disbursements of investor funds and escrow payments for taxes and insurance.