As of 2025, the USDA loan limit in Erwin, within Harnett county, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Erwin, Harnett County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Erwin, NC
Lendersa® aims to efficiently secure you the best USDA or FHA loan without hassle. Choose one of three pathways that match you with lenders and the right USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none, making them more accessible to qualified rural buyers.
680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
1828 N Meridian Street, Suite 102, Indianapolis, IN, 46202
Hoosier United Credit Union became a state chartered credit union on May 26, 1931. We were originally chartered as Farm Bureau Employees Credit Union. The name came from our original membership group of Indiana Farm Bureau Employees. In the 1980’s we changed our name to Hoosier Farm Bureau Credit Union
OUR MISSION is to enable members to achieve financial health through the services we offer; the information and advice we give; and the convenience and value we provide. At FHFCU we believe in going Above and Beyond to provide a Diverse and Unique way of Empowering our Members. Through Hard Work, Loyalty, and Realistic opportunities.
We help you get your best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! We believe homeownership should be fast, transparent, and low-cost. For everyone.
225 South East Street, Suite 300, Indianapolis, IN, 46202
"At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union.
We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
