USDA and FHA Pro and Con in Erwin, Harnett County, NC
As of 2025, the USDA loan limit in Erwin, within Harnett county, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Erwin, Harnett County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Erwin, NC
Lendersa® aims to efficiently secure you the best USDA or FHA loan without hassle. Choose one of three pathways that match you with lenders and the right USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none, making them more accessible to qualified rural buyers.
7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525
Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals.
Since your home is likely to be one of your largest assets, and your mortgage your largest debt
