In 2025, the USDA loan cap for Smithfield, situated in the county of Johnston, NC, is $336,500, whereas the FHA limit for a single-family home is $502,550.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program for your financial needs in Alabama.
Explore 2025 loan limits and downpayment requirements in Smithfield, county of Johnston, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Smithfield, NC
Lendersa® aims to secure you the best possible USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with appropriate lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
At Florida Real Estate Lending we are a team of service oriented individuals who work hard, and are ready to do whatever it takes to secure your home loan. When you connect with us, you will be one step closer to your finance goals. A mortgage originator will be in touch & make this a process you will fully understand by discussing every with you.
Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.
Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
4 Summit Park Drive, Suite 200, Independence, OH, 44131
NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
"Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.
