USDA and FHA Pro and Con in Chapel-Hill, Orange County, NC
In 2025, USDA loan limit in Chapel-Hill, county of Orange, NC is $349,600 while FHA limit is $437,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Chapel-Hill, county of Orange, NC
Loan Type
Loan Limit
Down payment
USDA
$349,600
0%
FHA
$437,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Chapel-Hill, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
"Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting.
Save time and stress and let Reliant submit your file to underwriting without a home identified!
Sellers will pay attention that you are pre-approved not just pre-qualified!"
Southeast Private Lending is a division Northbridge Properties, LLC.
For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans.
Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
New Castle County Delaware Employee Federal Credit Union
100 New Churchmans Rd, New Castle, DE, 19720
Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
All4You FCU is a not-for-profit, existing exclusively to provide members with financial products at the lowest cost possible with excellent, personalized service. All earnings are returned to members through lower rates, higher dividends and fewer fees. Our field of membership extends to anyone who lives, works, worships or attends school.
BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,
501 11th Street, Room 206, New Kensington, PA, 15068
The Allegheny Kiski Postal Federal Credit Union was originally founded in 1953 to provide service for New Kensington Postal workers. Although our membership has grown to over 2500 members, we still retain original members. We are now able to provide services to those who live, work, worship.
We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
