USDA Vs. FHA your options comparison in Chapel-Hill, Orange County, NC
In 2025, the USDA loan limit for a single-family home in Chapel-Hill, located in the county of Orange, NC, is set at $349,600. Conversely, the FHA loan limit is $437,000.
Explore today's top USDA versus FHA rates using the Lendersa® USDA loan calculator. This tool helps you assess the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the program in that best aligns with your financial criteria.
2025 Loan Limits and Down Payment Requirements in Chapel-Hill, Orange, NC
Loan Type
Loan Limit
Down Payment
USDA
$349,600
0%
FHA
$437,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Chapel-Hill, NC
Lendersa®'s mission is to secure you the most suitable USDA or FHA loan quickly and without effort. Pick from one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA loan does not necessitate any down payment.
Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution
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Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
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RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.
Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
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222 Bridge Plaza South, Suite 400, Fort Lee, NJ, 07024
New Millennium Bank achieved the New Jersey State Banking Charter on July 12, 1999, and opened its doors for business one week later. Currently located in Fort Lee, New Brunswick and Palisades Park, New Jersey, as well as Bayside and Manhattan, New York, and Atlanta, Georgia, New Millennium Bank is your community bank.
