USDA and FHA Pro and Con in Hillsborough, Orange County, NC
In the year 2025, the USDA loan limit for Hillsborough in Orange county, NC, is $404,800. Meanwhile, the FHA cap for a single-family dwelling is set at $602,600.
To explore and compare today's optimal rates for USDA versus FHA loans, utilize the Lendersa® USDA loan calculator. It assists in determining the necessary income, credit requirements, reserves, and documents needed to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side to assist in choosing the right program in for your financial condition.
Loan Limits and Downpayment Requirements for 2025 in Hillsborough, Orange County, NC
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$602,600
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Hillsborough, NC
At Lendersa®, our aim is to promptly secure you the best possible USDA or FHA loan, minimizing hassle. Choose one of three starting options designed for matching with lenders and accessing USDA loan programs efficiently.
A USDA loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered solely in rural neighborhoods. It contrasts with FHA loans that require a minimum 3.5% down payment; a USDA mortgage requires none, making homeownership more accessible in qualifying rural locations.
625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.
625 Kenmoor Ave SE, Suite 200, Grand Rapids, MI, 49546
Red Oak Capital Holdings, LLC is a family of commercial real estate finance and investment companies that includes Red Oak Financial, LLC, Red Oak Holdings Management, LLC, and Red Oak Capital GP, LLC. The Michigan-headquartered firm is anchored on a strong team that collectively delivers over 100 years of commercial real estate lending
Established in 1937 by 8 steelworkers, Advance Financial was started and guided by the credit union philosophy and principle of “People Helping People.” Continuing in that tradition today, Advance Financial is committed to providing the utmost quality in member service and exceeding expectations.
Adventas Mortgage, in Schererville, IN, is the area’s leading mortgage specialist serving Jasper, Lake, Porter and the surrounding counties since 2000. We specialize in mortgage purchases and refinancing, home, auto and life insurance, and more. For all your mortgage needs, contact Adventas Mortgage in Schererville.
Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
In 1965, fourteen Amway employees began a credit union with a simple vision—people helping people. River Valley Credit Union, originally called Amway Employees Credit Union, is a financial institution founded on the principle that people are worth more than money. More than 50 years
From its beginning in 1901, First National Bank in Pinckneyville has grown to be one of the largest financial institutions in Perry County. We are a privately-owned, locally-operated bank with assets of more than $100 million. At FNB, we take great pride in giving back to the community by supporting myriad groups.
