USDA Vs. FHA your options comparison in Hillsborough, Orange County, NC
In the year 2025, the USDA loan limit for Hillsborough in Orange county, NC, is $404,800. Meanwhile, the FHA cap for a single-family dwelling is set at $602,600.
To explore and compare today's optimal rates for USDA versus FHA loans, utilize the Lendersa® USDA loan calculator. It assists in determining the necessary income, credit requirements, reserves, and documents needed to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side to assist in choosing the right program in for your financial condition.
Loan Limits and Downpayment Requirements for 2025 in Hillsborough, Orange County, NC
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$602,600
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Hillsborough, NC
At Lendersa®, our aim is to promptly secure you the best possible USDA or FHA loan, minimizing hassle. Choose one of three starting options designed for matching with lenders and accessing USDA loan programs efficiently.
A USDA loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered solely in rural neighborhoods. It contrasts with FHA loans that require a minimum 3.5% down payment; a USDA mortgage requires none, making homeownership more accessible in qualifying rural locations.
915 Highland Park Drive, Suite 450, Roseville, CA, 95678
Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.
The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.
915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homecite Mortgage is California’s Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCiteMortgage offers competitive rates on conforming, non-conforming, jumbo loans. HomeCite’s refinance programs are designed to help homeowners save money with their refinance.
The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
"We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy.
Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
"Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes.
Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.
6060 Sunrise Vista Dr, Suite 1200, Citrus Heights, CA, 95610
Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.
