USDA Loan Vs. FHA loan pro & con for Hillsborough, Orange County, NC

In 2025, USDA loan limit in Hillsborough, county of Orange, NC is $404,800 while FHA limit is $602,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hillsborough, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(201) 955-0045 421 miles Lender's profile and map Reviews Crosstate Mortgage 211 Ridge Road, North Arlington, NJ, 07031 Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest customer service level and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage.
9174355308 422 miles Lender's profile and map Reviews InstaLend Corporation 222 Broadway, 19th floor, New York, NY, 10038 InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers. As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab. We also provide 30 year long term loans on stabil
(212) 349-1100 422 miles Lender's profile and map Reviews United Orient Bank 10 Chatham Square, New York, NY, 10038 United Orient Bank is the first indigenous community bank in New York Chinatown. The mission of this bank is to provide its shareholders with a safe and profitable return on their investment, over the long term. This will be accomplished by identifying and serving all legitimate financial needs of the community
(646) 661-1886 422 miles Lender's profile and map Reviews The Finest Federal Credit Union 215 Park Row, Suite 2, New York, NY, 10038 The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
(212) 991-6666 422 miles Lender's profile and map Reviews Global Bank 8 Catherine Street, New York, NY, 10038 Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
(212) 214-9220 422 miles Lender's profile and map Reviews RSA Mortgage Brokerage 123 William Street, 12th Floor, New York, NY, 10038 The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.
(866) 245-0783 422 miles Lender's profile and map Reviews Accion East 80 Maiden Ln, Suite 903, New York, NY, 10038 Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country. Accion offers business loans up to $50, 000.
(646) 844-4069 422 miles Lender's profile and map Reviews InstaLend 222 Broadway, 19th Floor, New York, NY, 10038 InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
(212) 349-0406 422 miles Lender's profile and map Reviews US Courthouse FCU 40 Foley Square, Room 507, New York, NY, 10007 US Courthouse FCU is a not-for-profit financial cooperative that is owned and operated by its members. We provide our members with money saving products and services. You can find out more about these products and services, and get other important credit union information, by browsing through this web site.
(212) 693-4900 422 miles Lender's profile and map Reviews Municipal Credit Union 2 Lafayette Street, New York, NY, 10007 Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
(419) 358-8040 422 miles Lender's profile and map Reviews Citizens National Bank. 102 S. Main Street, Bluffton, OH, 45817 Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.