USDA and FHA Pro and Con in Graham, Alamance County, NC
For 2026, the USDA loan limit in Graham, located within Alamance, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial requirements in .
2026 Loan Limits and Downpayment Needs in Graham, Alamance, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Graham, NC
Lendersa® focuses on securing the best USDA or FHA loan for you swiftly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
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