USDA Vs. FHA Pro and Con comparison in Graham, Alamance County, NC

For 2025, the USDA loan limit in Graham, located within Alamance, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial requirements in .

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2025 Loan Limits and Downpayment Needs in Graham, Alamance, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Graham, NC

Lendersa® focuses on securing the best USDA or FHA loan for you swiftly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.

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What are USDA Loans in NC?

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Grand Coast Capital Group
  • 1515 Hancock Street Suite 404, Quincy, MA, 02169
  • Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
  • The Grossman Companies, Inc.
  • 859 WILLARD STREET SUITE 501, Quincy, MA, 02169
  • First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
  • Commonwealth National Bank
  • 2214 St. Stephens Road, Mobile, AL, 36617
  • Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
  • Get Approved Mortgage Inc
  • 2700 Patriot Blvd, Suite 250, Glenview, IL, 60026
  • Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.
  • Solutions Financial Mortgage
  • 2700 Patriot Blvd, Suite 110, Glenview, IL, 60026
  • Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity
  • Progressive Federal Credit Union
  • 1065 Springhill Ave, Mobile, AL, 36604
  • Our philosophy is: "Once a Member, Always a Member." You may remain a member of the credit union for the rest of your life, as long as you maintain the minimum share (savings) balance. When you join Progressive Federal Credit Union, your money goes farther. Membership in this nonprofit institution gives you access to low-cost loans and affordable.
  • Gulf Coast Federal Credit Union
  • 1001 Springhill Avenue, Mobile, AL, 36604
  • Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
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