USDA Loan Vs. FHA loan for Concord, NC [ best of 2023]

In 2025, USDA loan limit in Concord, county of Cabarrus, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Concord, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(866) 668-4700 271 miles Lender's profile and map Reviews First Volunteer Bank 728 Broad St, Chattanooga, TN, 37402 Our mission is to be the bank where “every customer comes back and brings a friend. Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
(423) 498-2500 271 miles Lender's profile and map Reviews Barot Capital, LLC Commercial Real Estate Loan Consultants 736 Market Street, Suite 318, Chattanooga, TN, 37402 BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.
(423) 870-7610 271 miles Lender's profile and map Reviews Trust Federal Credit Union 555 Walnut Street, Suite 100, Chattanooga, TN, 37402 Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.
(423) 424-4220 271 miles Lender's profile and map Reviews BrightBridge Capital 506 Broad St, Chattanooga, TN, 37402 Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
(931) 864-3168 272 miles Lender's profile and map Reviews People’s Bank and Trust Company of Pickett County 19 Courthouse Square, Byrdstown, TN, 38549 People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $200 million in total assets. In March 2006 our holding company, Upper Cumberland Bancshares, Inc, opened a sister bank in Albany, Kentucky. On July 15, 2021, we combined the two banks to give our customers the convenience of two
(703) 551-4107 273 miles Lender's profile and map Reviews Churchill Mortgage Company 1 Waterbury Court, Stafford, VA, 22554 Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
(540) 318-8811 273 miles Lender's profile and map Reviews Priority Financial, LLC 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554 Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(703) 216-0338 273 miles Lender's profile and map Reviews Motion Mortgage, Inc 385 Garrisonville Road, Suite 97, Stafford, VA, 22554 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(540) 720-2916 273 miles Lender's profile and map Reviews America's Choice Mortgage Company PO Box 2525, Stafford, VA, 22554 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(404) 816-4700 273 miles Lender's profile and map Reviews HBS Mortgage, LLC 8228 River Pointe Overlook, Winston, GA, 30187 For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.