USDA Loan Vs. FHA loan for Concord, NC [Cabarrus County ]

In 2025, the USDA loan limit in Concord, within Cabarrus, NC is $336,500, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be assessed side by side, aiding your decision on the best program in for your specific needs.

Options for USDA and FHA Loans in Concord, NC

Lendersa® aims to provide the best USDA or FHA loans promptly and without hassle. Choose one of three starting pathways to connect with lenders and explore USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available solely in rural settings. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require none.

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(618) 634-2208 Lender's profile and map Reviews Grand Rivers Community Bank 260 S Main St, Grand Chain, IL, 62941 Since 1902, Grand Rivers Community Bank has served the needs of Pulaski County on a personal level. Though you are our customers, you are a lot more than that. You are fellow community members, neighbors — even family and friends. And that's exactly how we treat you. We get to know your personal goals and dreams.
(732) 747-7800 Lender's profile and map Reviews K Hovnanian American Mortgage 90 Matawan Rd, Matawan, NJ, 07747 Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
(866) 248-2232 Lender's profile and map Reviews AAFC Group LLC 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712 We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
(732) 988-5000 Lender's profile and map Reviews The Loan Tree Corp 922 Main Street, Asbury Park, NJ, 07712 The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
(855) 652-6787 Lender's profile and map Reviews Advisors Mortgage Group, L.L.C. 1411 Highway 35, Asbury Park, NJ, 07712 Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast
(800) 538-3847 Lender's profile and map Reviews Whitehall Mortgage Financial 306 S Keyser Ave, Old Forge, PA, 18518 Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.
(574) 753-3547 Lender's profile and map Reviews Diversified General Federal Credit Union 631 E Broadway, Logansport, IN, 46947 Diversified General Federal Credit Union was started in As a member-owned financial institution, we exist solely to improve the financial well-being of the members. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts, lower interest on loans, or new and improved services.
(800) 472-3272 Lender's profile and map Reviews Logansport Savings Bank 723 East Broadway, Logansport, IN, 46947 Logansport Savings Bank has been dedicated to serving the needs of our communities since 1925. We are committed to the growth and development of our customers, communities, employees, and shareholders as a proudly independent, profitable, and locally operated financial institution.
(570) 476-3338 Lender's profile and map Reviews Pocono Medical Center Federal Credit Union 206 East Brown Street, East Stroudsburg, PA, 18301 Pocono Medical Center Federal Credit Union Credit Unions began with a simple concept: Members pool their savings and lend to each other. Credit Union founders had a motto: "Not for profit, not for charity, but for service The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today
(734) 675-3100 Lender's profile and map Reviews Shore to Shore Community Federal Credit Union 4550 Division Street, Trenton, MI, 48183 Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.