USDA Vs. FHA Pro and Con comparison in Kannapolis, Cabarrus County, NC
As of 2025, the USDA sets the loan limit at $336,500 in Kannapolis, within the county of Cabarrus, NC, whereas the FHA's limit for a single-family residence is $472,030.
To effectively compare current USDA and FHA rates and identify the income, credit, reserves, and documentation required for qualification, utilize the Lendersa® USDA loan calculator. This sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, aiding your decision about the most suitable option in Alabama based on your financial context.
2025 Loan Limits and Down Payment Requirements in Kannapolis, County of Cabarrus, NC
Type of Loan
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Opportunities for USDA and FHA Loans in Kannapolis, NC
The objective of Lendersa® is to swiftly secure you the most favorable USDA or FHA loan without unnecessary hassle. Begin with one of three pathways to align with matching lenders and USDA loan solutions.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, designated for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment.
2500 Quantum Lakes Drive, Suite 203, Boynton Beach, FL, 33426
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.
319 A East Woolbright Road, Boynton Beach, FL, 33435
The Mortgage Firm is a mortgage lending company in its 21st year, with its corporate headquarters located in Altamonte Springs, FL. We specialize in home mortgage lending on residential properties. Over the past 5 years alone, we've helped over 10, 000 people finance their dream home. We communicate with you every step of the way.
420 W. Boynton Beach Blvd, Boynton Beach, FL, 33435
We offer a consulting, advisory and assistance program for a select group of people meeting certain minimum credit/financial criteria in which we provide consulting, advice and assistance in the areas of unsecured no collateral personal and business loans. There are no up-front fees. We have a very detailed Consultant Service Agreement between us
1240 South Federal Highway, Boynton Beach, FL, 33435
Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.
1639 Cape Coral Pkwy E, Suite 208, Cape Coral, FL, 33904
Stonesfgsmall Funding Group offers over 30 years of Financial Service expertise. With our experience and knowledge, our clients can access general business consulting covering income development, financial analysis, marketing evaluation and realignment as well as business efficiency and enhancement services.
Benefit Mortgage Inc works hard for your benefit! As a loan and mortgage brokerage firm, we strive to find you the best mortgage and business loans from our catalog of over 140 nationwide lenders. We have those lenders who want your business and will fight to win your loan. We are in your corner to make sure the loan makes sense.
At Cape Coral Mortgage, we are different. You need someone you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A company who has people you can meet with, look in the eye and get the truth from.
"Jack has been serving the Home Equity Conversion Market for over 35 years.
Making sure that every customer understands how the program works is critical to our customers' long term financial security and well being.
All of our efforts are focused on education of the customer."
3046 Del Prado Blvd S, Suite 1-B, Cape Coral, FL, 33904
American Mortgage Solutions (AMS), your mortgage broker in Cape Coral FL and Louisville KY. We are proudly licensed in Kentucky, Florida, Indiana, Colorado, and Tennessee, where we have been financing homebuyers’ and homeowners’ dreams for more than 20 years. Moving our clients from application to closing is a process that we take pride in.
