USDA Vs. FHA Pro and Con comparison in Harrisburg, Cabarrus County, NC
In 2025, the USDA loan limit for Harrisburg in Cabarrus, NC is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the best available rates between USDA and FHA loans today. Determine the necessary income, credit, reserves, and documents needed for approval. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you to decide which option suits your financial situation best in .
2025 Loan Limits and Down Payment Requirements in Harrisburg, Cabarrus, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Harrisburg, NC
Lendersa® is dedicated to helping you obtain the most suitable USDA or FHA loan quickly and without hassle. Choose one of three pathways to connect with matching programs and lenders.
A USDA mortgage is a loan supported by the Department of Agriculture, colloquially known as a USDA rural development loan, available exclusively in rural areas. Contrary to FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment, which makes them a favorable option for eligible individuals.
My Community Mortgage Lending offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,
Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals' diverse needs. We accomplish all of this while also investing in the development of our employees personally
Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.
We're here to help PATH employees and family. We offer trusted advice and better value than banks on the financial services people use every day. PATH Federal Credit Union has been open since 1952. The credit union has assets totaling $12.78 Million and provides banking services to more than 1, 000 members.
"Liberty Savings Federal Credit Union boasts nearly $115 million in assets with over 22, 000 members.
Our Mission: Provide quality, convenient financial services to a diverse membership for the economic well-being of the individual and our communities.
As the credit union grew stronger,"
591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
