USDA Vs. FHA your options comparison in Harrisburg, Cabarrus County, NC
In 2025, USDA loan limit in Harrisburg, county of Cabarrus, NC is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Harrisburg, county of Cabarrus, NC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Harrisburg, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.
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Allegheny Valley Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
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Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
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CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
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