In 2026, the USDA loan limit in Eden, located in Rockingham county, NC, is $336,500. For a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Identify the income, credit, reserves, and document requirements needed for qualification. Our advanced mortgage calculator allows you to view side by side USDA, FHA, Conforming, and VA options, helping you to choose the best one for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s aim is to quickly and efficiently secure the best USDA or FHA loan tailored to your needs. Start with one of three pathways to connect you with matching lenders and USDA programs.
The USDA home loan is a mortgage backed by the government Department of Agriculture, sometimes called a USDA rural development loan. Available in rural locations, unlike FHA loans that need a 3.5% minimum down payment, USDA loans require no down payment, making them very appealing to eligible candidates.
Enter your location to find out if it qualifies for USDA rural housing loan?
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