USDA Vs. FHA your options comparison in Reidsville, Rockingham County, NC

For 2025, the USDA loan limit in Reidsville, located in Rockingham, NC, is $336,500, while for a single-family, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top rates of USDA and FHA loans today. It helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in choosing the ideal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Reidsville, Rockingham, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Reidsville, NC

Lendersa®'s aim is to promptly secure the best USDA or FHA loan for you, without hassle. Choose from three starting points to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in NC

A USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them appealing for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
  • North Atlantic Mortgage, Corp.
  • 706 Bedford Street, Stamford, CT, 06901
  • North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
  • A.J.T.M Financial Group, Inc.
  • 1266 E. Main Street Suite 700R, Stamford, CT, 06902
  • A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
  • ROK Financial
  • 3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739
  • ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.
  • Live Life Federal Credit Union
  • 34200 Utica Rd, Fraser, MI, 48026
  • Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927. In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
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  • 1008 Broadway, New Johnsonville, TN, 37134
  • Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • American Community Bank Glen Cove
  • 100 Commack Rd, Commack, NY, 11725
  • We started American Community Bank because we wanted to offer a refreshing alternative to our larger competitors who seemed to have little or no vested interest in their customers or the communities they served. We’re committed to being highly customer-focused and community-oriented – commitments that have defined us from the beginning.
  • Clarence Community & Schools Federal Credit Union
  • 9145 Sheridan Drive, Clarence, NY, 14031
  • The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families. Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
  • Antonio Stokes Advisors Inc
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  • Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.