USDA Vs. FHA Pro and Con comparison in Reidsville, Rockingham County, NC
For 2025, the USDA loan limit in Reidsville, located in Rockingham, NC, is $336,500, while for a single-family, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top rates of USDA and FHA loans today. It helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in choosing the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Reidsville, Rockingham, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Reidsville, NC
Lendersa®'s aim is to promptly secure the best USDA or FHA loan for you, without hassle. Choose from three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them appealing for those eligible.
Pinellas Federal Credit Union is committed to our mission of delivering quality personalized service to our members & communities through: Ensuring professionalism and integrity; Providing members with a safe and sound financial organization; Leveraging innovation to promote membership growth; and Developing an engaged and knowledgeable workforce.
1172 Beacon Street, Suite 103, Newton Highlands, MA, 02461
County Mortgage, LLC is a privately held Lender providing Situational Loans for homeowner and investor loans to borrowers needing short term funds. Serving eastern Massachusetts since 1991 County is committed to providing rapid consumer driven service. Our size allows us to be nimble and responsive to requests ranging from One Hundred thousand
Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
Integrity Mortgage Group (IMG) is a direct mortgage bank with a focus on providing many different mortgage loan options. IMG helps customers find the right solution for their mortgage lending needs. The borrower is our focus, first and foremost, as we provide a means for them to grow and prosper.
At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.
At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
199 Wells Ave, Suite 211, Newton Center, MA, 02459
First Help Financial (FHF) is one of the fastest growing auto finance companies in the US. We help overlooked consumers such as first-time buyers get a car by offering flexible financing options and help those consumers make informed financial decisions by offering native-language support. FHF has offices in Boston and Phoenix.
1087 Beacon Street, Suite 202, Newton Center, MA, 02459
PETER DELEA is an experienced and seasoned loan officer with over $1 Billion in individual residential mortgage originations and over $2 Billion in team originations. Let me guide you to the right mortgage. PETER closely monitor his client's accounts to provide real-time market updates for new opportunities.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.