FHA Vs. USDA loan program for Summerfield, Guilford County, North Carolina

In 2025, USDA loan limit in Summerfield, county of Guilford, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Summerfield, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 325-5100 342 miles Lender's profile and map Reviews Franklin Mint Federal Credit Union 5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317 Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members
(610) 358-5086 342 miles Lender's profile and map Reviews RH Cooper Ltd 225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317 At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(610) 325-5002 342 miles Lender's profile and map Reviews STATE FINANCIAL NETWORK 5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317 "State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise. SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."
(484) 443-4435 342 miles Lender's profile and map Reviews CONCORD ONE FINANCIAL, LLC 5 Christy Drive, Chadds Ford, PA, 19317 Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.
(502) 499-4800 342 miles Lender's profile and map Reviews Limestone Bank 2500 Eastpoint Parkway, Louisville, KY, 40223 Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
(800) 798-7228 342 miles Lender's profile and map Reviews Rural Cooperatives Credit Union, Inc. 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223 The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
(502) 459-9286 342 miles Lender's profile and map Reviews KIT Federal Credit Union 9711 Linn Station Road, Louisville, KY, 40223 KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
(502) 429-4955 342 miles Lender's profile and map Reviews Advanz Credit Union 9600 Ormsby Station Road, Louisville, KY, 40223 Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
(844) 777-1616 342 miles Lender's profile and map Reviews Pathway Mortgage LLC 10351 Linn Station Rd, Louisville, KY, 40223 Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
(502) 425-6345 342 miles Lender's profile and map Reviews Mortgage Network 10529A Timberwood Circle, Louisville, KY, 40223 Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages. First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You! Louisville Mortgage Mortgage Network is Louisville’s mortgage leader
(502) 890-3050 342 miles Lender's profile and map Reviews CASA Financial LLC 10503 Timberwood Circle, Suite 112, Louisville, KY, 40223 We are a mortgage broker company with over 14 years of experience in the Mortgage lending business. We service in both English and Spanish, fluently. We can help with finding the best loan program available to you when purchasing a home or help you lower your monthly payments with our wide variety of refinancing options.