USDA Vs. FHA your options comparison in Eastover, Cumberland County, NC

In 2025, the USDA loan limit in Eastover, located in Cumberland county, NC, is $336,500. By comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine what income, credit, reserves, and documentation are necessary for these loans. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program that best suits your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Eastover, Cumberland, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Eastover, NC

Lendersa® is dedicated to helping you secure the best USDA or FHA loan, efficiently and without hassle. Choose one of three pathways that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 157 Berkshire Court, Pittsburgh, PA, 15237
  • TruLending acts as a middleman between you and potential lenders. Our priority is you. And, our mission is to work on your behalf with several banks to find the mortgage lender with competitive interest rates that best fit your needs. We have relationships with hundreds of lenders which makes life easier for you.
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  • 2250 Babcock Blvd, Pittsburgh, PA, 15237
  • West Penn Financial Service Center Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
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  • 2001 Kinvara Drive, Pittsburgh, PA, 15237
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  • Sun Lending
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  • Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
  • The National Bank of Malvern
  • 2 West King Street, Malvern, PA, 19355
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