USDA and FHA Pro and Con in Eastover, Cumberland County, NC

In 2025, the USDA loan limit in Eastover, located in Cumberland county, NC, is $336,500. By comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine what income, credit, reserves, and documentation are necessary for these loans. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program that best suits your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Eastover, Cumberland, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Eastover, NC

Lendersa® is dedicated to helping you secure the best USDA or FHA loan, efficiently and without hassle. Choose one of three pathways that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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