USDA and FHA Pro and Con in Fayetteville, Cumberland County, NC
In 2025, USDA loan limit in Fayetteville, county of Cumberland, NC is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Fayetteville, county of Cumberland, NC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Fayetteville, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308
Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.
Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.
715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
Mutual Savings was established in 1933 by eight Atlanta Gas Light Company employees who pooled their funds together to establish the Credit Union. Recall in 1933 it was the great depression when more than 5,000 banks failed and the unemployment rate peaked at twenty-five percent. It was a time when Atlanta Gas Light Company employees.
1776 Peachtree Street NW, Suite 300, Atlanta, GA, 30309
Georgia Banking Company (GBC) is a full-service, commercial community bank headquartered in Atlanta, Georgia. GBC’s team of veteran bankers know their communities and are focused on leveraging technology to deliver an exceptional service experience to meet the needs of growing businesses and private banking clients. The bank also offers a unique su
At TLA, we provide professional counseling services to homeowners in order to help them resolve mortgage delinquency and default, which ultimately ends in foreclosure.
Our primary objective at TLA is to preserve homeownership.
TLA provides Professional Counseling services to both families and individuals.
