USDA Vs. FHA Pro and Con comparison in Fayetteville, Cumberland County, NC
As of 2025, the USDA loan limit in Fayetteville, county of Cumberland, NC, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Fayetteville, Cumberland, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fayetteville, NC
Lendersa® strives to swiftly deliver the best USDA or FHA loans without hassle. Choose one of three initial starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages demand no down payment.
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825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902
The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.
1215 Livingston Avenue, Suite 305, North Brunswick, NJ, 08902
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
409 Center Street, Suite C, Johnsonburg, PA, 15845
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida
4525 Harding Road, Suite 300, Nashville, TN, 37205
Truxton Trust opened for business in August 2004, after raising initial capital of $20 million. We started with a nucleus of veteran private bankers, wealth advisors, and treasury management professionals all led by our founding chairman, the late Donald (Don) W. Thurmond, who, along with our other organizers (founding shareholders), shared a commo
4230 Harding Pike, Suite 103, Nashville, TN, 37205
Since 1959, St. Thomas Credit Union has been dedicated to growth & improvement through expansion of our financial products, knowledge and services.
St. Thomas Credit Union realized that our sister credit union, St. Thomas Federal Credit Union in the Virgin Islands was hit hard by the recent hurricanes.
10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
"Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs
including conventional, reverse, and government mortgage loans. They are dedicated to fair and
equitable lending practices and offering the best opportunities for every potential homeowner"
