USDA Vs. FHA Pro and Con comparison in Rockfish, Hoke County, NC

In 2025, the USDA loan limit for Rockfish, in Hoke county, NC, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates. Establish the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your choice of the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Rockfish, Hoke, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Rockfish, NC

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan without hassle. Begin with one of three paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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