For 2026, the USDA loan limit in Raeford, within Hoke county, NC, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator helps you see USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the most suitable program in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to deliver the best USDA or FHA loan quickly and without hassle. Select one of three starting points to match with lenders and access USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. It differs from FHA loans requiring a 3.5% down payment; USDA loans demand no down payment, making them more accessible to qualified buyers in rural locations.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
